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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
GUC Krediet from Gent, company number BE0845968771, closed financial year 2025 with a result of € -31,836 after tax. For that financial year GUC Krediet recorded a gross margin of € -23,583 and equity of € 185,159. Compared with financial year 2024, the result moved from € 66,305 to € -31,836. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ 185,159
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -31,836
▼ still € 66,305 profit in 2024
Profit after tax over the fiscal year.
€ 19,749
▲ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 166,559.
People and assets in 2025
€ 1,296
▲ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,390
▼ 14% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,000
▼ 97% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 64,387 | € 61,110 | € 122,910 | € -23,583 | ▼ € 146,494 |
| Profit after taxes | € 43,920 | € 41,388 | € 66,305 | € -31,836 | ▼ € 98,141 |
| Equity | € 234,302 | € 225,690 | € 216,995 | € 185,159 | ▼ 15% |
| Total debts | € 87,366 | € 96,402 | € 115,252 | € 3,390 | ▼ 97% |
| Cash | € 35,424 | € 57,352 | € 12,606 | € 19,749 | ▲ 57% |
| Retained profit | € 215,702 | € 207,090 | € 198,395 | € 166,559 | ▼ 16% |
| Dividend | € 40,000 | € 50,000 | € 75,000 | € 0 | ▼ 100% |
| Balance sheet total | € 321,668 | € 322,092 | € 332,247 | € 188,549 | ▼ 43% |
Key figures of GUC Krediet, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to GUC Krediet?
What happened at GUC Krediet in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 31,836 (▼ € 98,141 vs 2024). Source: NBB ↗
- Ilayda Gücenmez became a director. NBB
- Hakan Gücenmez became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 43,920 profit in 2022 to € 31,836 loss in 2025.
Paid € 84,548 in corporate taxes since 2022.
Best year ever: 2024, with € 66,305 profit.
Paid out € 165,000 in dividends to the owners in total.
Management
Behind GUC Krediet are Ilayda Gücenmez and Hakan Gücenmez. Hakan Gücenmez is also behind HAKAN FINANCE.
Directors
According to the 2025 annual accounts
Ilayda Gücenmez
Director
since 2025
since 2022
Establishments
Establishment units
Physical locations of this company
Wondelgemstraat 177 box 102
9000 Gent
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0845.968.771
- VAT number
- BE 0845.968.771
- Registered office
- Wondelgemstraat 177 bus 102, 9000 Gent
- Names & denominations
- GUC Krediet
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 May 2012
- Peppol
- Not registered