Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BERVA INVEST from Brugge, company number BE0845938978, closed financial year 2025 with a result of € 12,144 after tax. For that financial year BERVA INVEST recorded a gross margin of € 106,380 and equity of € 433,803. Compared with financial year 2024, the result moved from € 45,533 to € 12,144. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 20, 2026.
€ 433,803
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,144
▼ 73% vs 2024
Profit after tax over the fiscal year.
€ 8,267
▲ 145% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 398,803.
People and assets in 2025
€ 46,101
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,350
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 292,040
▼ 17% vs 2024
€ 57,811 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 17,918
▼ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,166
▼ 26% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 102,598 | € 72,145 | € 148,739 | € 106,380 | ▼ 28% |
| Profit after taxes | € 29,870 | € 433 | € 45,533 | € 12,144 | ▼ 73% |
| Equity | € 375,692 | € 376,125 | € 421,658 | € 433,803 | ▲ 3% |
| Total debts | € 318,781 | € 475,960 | € 394,396 | € 336,203 | ▼ 15% |
| Cash | € 11,419 | € 12,024 | € 3,377 | € 8,267 | ▲ 145% |
| Land & buildings | € 427,485 | € 408,081 | € 388,676 | € 369,272 | ▼ 5% |
| Retained profit | € 340,692 | € 341,125 | € 386,658 | € 398,803 | ▲ 3% |
| Bank debt | € 275,779 | € 414,189 | € 351,367 | € 292,040 | ▼ 17% |
| Balance sheet total | € 694,473 | € 852,085 | € 816,054 | € 770,006 | ▼ 6% |
Key figures of BERVA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to BERVA INVEST?
What happened at BERVA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 12,144 (▼ 73% vs 2024). Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
- Bernard Bonte became a director. NBB
In short
From € 29,870 profit in 2022 to € 12,144 profit in 2025.
Paid € 45,351 in corporate taxes since 2022.
Best year ever: 2024, with € 45,533 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Bernard Bonte
Director
since 2012
Establishments
Establishment units
Physical locations of this company
Dweersstraat 12
8000 Brugge
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0845.938.978
- VAT number
- BE 0845.938.978
- Registered office
- Dweersstraat 12, 8000 Brugge
- Names & denominations
- BERVA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 May 2012
- Peppol
- Active · Active since 24 Nov 2023
- Contact
- bonteb.be
- Activities · NACE
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