Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEK architecten from Mortsel, company number BE0845779721, closed financial year 2025 with a result of € 3,293 after tax. For that financial year STEK architecten recorded a gross margin of € 10,662 and equity of € -804. Compared with financial year 2024, the result moved from € -297 to € 3,293. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 14, 2026.
€ -804
▲ € 3,293 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,293
▲ still € 297 loss in 2024
Profit after tax over the fiscal year.
€ 1,963
▼ 31% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -7,004.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 15,637
▲ € 13,219 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 953
▼ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,566
▼ 22% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,730 | € 4,622 | € 4,719 | € 10,662 | ▲ 126% |
| Profit after taxes | € 1,020 | € 82 | € -297 | € 3,293 | ▲ € 3,590 |
| Equity | € -3,882 | € -3,799 | € -4,096 | € -804 | ▲ € 3,293 |
| Total debts | € 18,065 | € 24,379 | € 21,096 | € 24,487 | ▲ 16% |
| Cash | € 2,615 | € 5,586 | € 2,853 | € 1,963 | ▼ 31% |
| Retained profit | € -10,082 | € -9,999 | € -10,296 | € -7,004 | ▲ € 3,293 |
| Bank debt | € 2,000 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 14,183 | € 20,579 | € 17,000 | € 23,683 | ▲ 39% |
Key figures of STEK architecten, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to STEK architecten?
What happened at STEK architecten in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 3,293. Source: NBB ↗
- New establishment in Mortsel. KBO
- New establishment in Edegem. KBO
- Veerle Gepts became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,020 profit in 2022 to € 3,293 profit in 2025.
Paid € 1,803 in corporate taxes since 2022.
Best year ever: 2025, with € 3,293 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEK architecten is Veerle Gepts.
Directors
According to the 2025 annual accounts
Veerle Gepts
Director
since 2012
Establishments
Establishment units
Physical locations of this company
Lusthovenlaan 13
2640 Mortsel
Mussenburglei 124
2650 Edegem
Active since 4 May 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
ONECOM, DK
Website info
Features
Security
Network
Details
- Company number
- 0845.779.721
- VAT number
- BE 0845.779.721
- Registered office
- Lusthovenlaan 13, 2640 Mortsel
- Names & denominations
- STEK architecten
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 May 2012
- Peppol
- Active · Active since 24 Nov 2023
- Contact
- stekarchitecten.be
- Activities · NACE
Activiteiten van bouwarchitecten