Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Busy address KBO
38 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2024
A&F from Elsene, company number BE0845764774, closed financial year 2024 with a result of € 90,971 after tax. For that financial year A&F recorded a gross margin of € 146,915 and equity of € 310,558. Compared with financial year 2023, the result moved from € 98,683 to € 90,971. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2025.
€ 310,558
▲ 41% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 90,971
▼ 8% vs 2023
Profit after tax over the fiscal year.
€ 487,430
▲ 94% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 296,298.
People and assets in 2024
€ 4,601
▼ 68% vs 2023
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 25,966
▼ 24% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 488,387
▼ 25% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 70,545
▲ 19% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 22,590 | € -8,726 | € 191,050 | € 146,915 | ▼ 23% |
| Profit after taxes | € 3,312 | € 39,579 | € 98,683 | € 90,971 | ▼ 8% |
| Equity | € 81,325 | € 120,904 | € 219,587 | € 310,558 | ▲ 41% |
| Total debts | € 962,945 | € 1,329,426 | € 958,964 | € 1,043,924 | ▲ 9% |
| Cash | € 345,314 | € 344,187 | € 251,680 | € 487,430 | ▲ 94% |
| Retained profit | € 68,925 | € 108,504 | € 205,327 | € 296,298 | ▲ 44% |
| Bank debt | € 17,419 | € 10,294 | € 3,052 | € 0 | ▼ 100% |
| Balance sheet total | € 1,044,270 | € 1,450,329 | € 1,178,550 | € 1,354,481 | ▲ 15% |
| Employees (FTE) | - | - | 1 | - |
Key figures of A&F, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to A&F?
What happened at A&F in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 90,971 (▼ 8% vs 2023). filed late Source: NBB ↗
- FABIAN VERBAANDERT became a director. NBB
- ARNAUD DE LAAT became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Dilbeek. KBO
In short
From € 3,312 profit in 2021 to € 90,971 profit in 2024.
Paid € 104,167 in corporate taxes since 2021.
Best year ever: 2023, with € 98,683 profit.
On average € 191,000 of value added per employee in 2023.
A new publication or filing at A&F? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A&F are ARNAUD DE LAAT and FABIAN VERBAANDERT. The same people are also behind AF ENERGY.
Establishments
Establishment units
Physical locations of this company
Jaargetijdenlaan 90
1050 Elsene
Nieuwenbos 40
1702 Dilbeek
Active since 26 April 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 38 companies are registered at this address.
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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0845.764.774
- VAT number
- BE 0845.764.774
- Registered office
- Jaargetijdenlaan 90, 1050 Elsene
- Names & denominations
- A&F
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 May 2012
- Peppol
- Active · Active since 25 Nov 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Algemene elektrotechnische installatiewerken
Schilderen van gebouwen
Stukadoorswerk
Schrijnwerk
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit