A&F is a construction company in Elsene. Private Limited, started on 8 May 2012, 1 establishment.

What is the address of A&F?

The registered office of A&F is located at Jaargetijdenlaan 90, 1050 Elsene.

Yes. According to the CBE (31 October 2026) A&F is active, legal situation “Normale toestand”, started on 8 May 2012.

Is A&F registered on Peppol?

Yes, A&F is registered on the Peppol network with ID 0208:0845764774.

What is the enterprise number of A&F?

The enterprise number of A&F is BE0845764774.

Who are the directors of A&F?

According to the 2025 annual accounts, the directors of A&F are: ARNAUD DE LAAT, FABIAN VERBAANDERT.

Is A&F a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 8 May 2012; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did A&F make in 2025?

A&F posted a profit after taxes of € 17,242 in financial year 2025.

What is the revenue of A&F?

As a small company, A&F is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 52,189.

How much does an employee at A&F earn?

The average wage cost per full-time employee at A&F was € 14,300 in 2023: staff costs of € 14,269 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

A&F (Private Limited) - Elsene - BE0845764774

Dossier A&F, printed on 31 October 2026 from databakkes.be/en/0845764774/a-f. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

38 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

A&F from Elsene, company number BE0845764774, closed financial year 2025 with a result of € 17,242 after tax. For that financial year A&F recorded a gross margin of € 52,189 and equity of € 327,799. Compared with financial year 2024, the result moved from € 90,971 to € 17,242. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.

What it is worth Growing

€ 327,799

▲ 6% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 17,242

▼ 81% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 213,939

▼ 56% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 313,539.

People and assets in 2025

Wage cost

€ 7,082

▲ 54% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 47,269

▲ 82% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 508,007

▲ 4% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 48,666

▼ 31% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ -8,726 Gross margin 2022: € -8,726 First fiscal year in the series	€ 191,050 Gross margin 2023: € 191,050 ▲ € 199,775 vs 2022 (€ -8,726) Favourable step	€ 146,915 Gross margin 2024: € 146,915 ▼ 23% vs 2023 (€ 191,050) Unfavourable step	€ 52,189 Gross margin 2025: € 52,189 ▼ 64% vs 2024 (€ 146,915) Unfavourable step	▼ 64%
Profit after taxes	€ 39,579 Profit after taxes 2022: € 39,579 First fiscal year in the series	€ 98,683 Profit after taxes 2023: € 98,683 ▲ 149% vs 2022 (€ 39,579) Favourable step	€ 90,971 Profit after taxes 2024: € 90,971 ▼ 8% vs 2023 (€ 98,683) Unfavourable step	€ 17,242 Profit after taxes 2025: € 17,242 ▼ 81% vs 2024 (€ 90,971) Unfavourable step	▼ 81%
Equity	€ 120,904 Equity 2022: € 120,904 First fiscal year in the series	€ 219,587 Equity 2023: € 219,587 ▲ 82% vs 2022 (€ 120,904) Favourable step	€ 310,558 Equity 2024: € 310,558 ▲ 41% vs 2023 (€ 219,587) Favourable step	€ 327,799 Equity 2025: € 327,799 ▲ 6% vs 2024 (€ 310,558) Favourable step	▲ 6%
Total debts	€ 1,329,426 Total debts 2022: € 1,329,426 First fiscal year in the series	€ 958,964 Total debts 2023: € 958,964 ▼ 28% vs 2022 (€ 1,329,426) Favourable step	€ 1,043,924 Total debts 2024: € 1,043,924 ▲ 9% vs 2023 (€ 958,964) Unfavourable step	€ 957,865 Total debts 2025: € 957,865 ▼ 8% vs 2024 (€ 1,043,924) Favourable step	▼ 8%
Cash	€ 344,187 Cash 2022: € 344,187 First fiscal year in the series	€ 251,680 Cash 2023: € 251,680 ▼ 27% vs 2022 (€ 344,187) Unfavourable step	€ 487,430 Cash 2024: € 487,430 ▲ 94% vs 2023 (€ 251,680) Favourable step	€ 213,939 Cash 2025: € 213,939 ▼ 56% vs 2024 (€ 487,430) Unfavourable step	▼ 56%
Retained profit	€ 108,504 Retained profit 2022: € 108,504 First fiscal year in the series	€ 205,327 Retained profit 2023: € 205,327 ▲ 89% vs 2022 (€ 108,504) Favourable step	€ 296,298 Retained profit 2024: € 296,298 ▲ 44% vs 2023 (€ 205,327) Favourable step	€ 313,539 Retained profit 2025: € 313,539 ▲ 6% vs 2024 (€ 296,298) Favourable step	▲ 6%
Bank debt	€ 10,294 Bank debt 2022: € 10,294 First fiscal year in the series	€ 3,052 Bank debt 2023: € 3,052 ▼ 70% vs 2022 (€ 10,294) Favourable step	€ 0 Bank debt 2024: € 0 ▼ 100% vs 2023 (€ 3,052) Favourable step	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 1,450,329 Balance sheet total 2022: € 1,450,329 First fiscal year in the series	€ 1,178,550 Balance sheet total 2023: € 1,178,550 ▼ 19% vs 2022 (€ 1,450,329) Unchanged	€ 1,354,481 Balance sheet total 2024: € 1,354,481 ▲ 15% vs 2023 (€ 1,178,550) Unchanged	€ 1,285,664 Balance sheet total 2025: € 1,285,664 ▼ 5% vs 2024 (€ 1,354,481) Unchanged	▼ 5%
Employees (FTE)	-	1 Employees (FTE) 2023: 1 First fiscal year in the series	-	-

Key figures of A&F, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to A&F?

What happened at A&F in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 15, 2026 New annual accounts for financial year 2025: profit of € 17,242 (▼ 81% vs 2024). filed late Source: NBB ↗
2021 FABIAN VERBAANDERT became a director. NBB
2014 ARNAUD DE LAAT became a director. NBB
May 8, 2012 Start of the company according to the CBE. KBO
Apr 26, 2012 New establishment in Dilbeek. KBO

In short

From € 39,579 profit in 2022 to € 17,242 profit in 2025.

Paid € 111,066 in corporate taxes since 2022.

Best year ever: 2023, with € 98,683 profit.

On average € 191,000 of value added per employee in 2023.

Original PDFs at the National Bank ↗

Management

ARNAUD DE LAAT FABIAN VERBAANDERT

AF ENERGY

A&F

Behind A&F are ARNAUD DE LAAT and FABIAN VERBAANDERT. The same people are also behind AF ENERGY.

Directors

According to the 2025 annual accounts

ARNAUD DE LAAT

Director

Also active at: AF ENERGY

since 2014

FABIAN VERBAANDERT

Director

Also active at: AF ENERGY

since 2021

Establishments

Establishment units

Physical locations of this company

Registered office

Jaargetijdenlaan 90

1050 Elsene

2.226.056.562

Nieuwenbos 40

1702 Dilbeek

Active since 26 April 2012

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 38 companies are registered at this address.

All companies at this address →

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0845.764.774

VAT number

BE 0845.764.774

Registered office

Jaargetijdenlaan 90, 1050 Elsene

Names & denominations

A&F

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

8 May 2012

Peppol

Active · Active since 25 Nov 2025

Activities · NACE

Algemene bouw van residentiële gebouwen

Algemene elektrotechnische installatiewerken

Schilderen van gebouwen

Stukadoorswerk

Schrijnwerk

Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit

View on CBE Public ↗ Annual accounts (NBB) ↗

A&F