Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Steph V from De Panne, company number BE0845199107, closed financial year 2025 with a result of € 13,103 after tax. For that financial year Steph V recorded a gross margin of € 14,073 and equity of € -33,887. Compared with financial year 2024, the result moved from € 11,738 to € 13,103. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ -33,887
▲ € 13,103 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,103
▲ 12% vs 2024
Profit after tax over the fiscal year.
€ 595
▼ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -52,487.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 904
▼ 69% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,375
▲ 97% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,526 | € 2,041 | € 13,917 | € 14,073 | ▲ 1% |
| Profit after taxes | € -1,343 | € -813 | € 11,738 | € 13,103 | ▲ 12% |
| Equity | € -57,915 | € -58,728 | € -46,990 | € -33,887 | ▲ € 13,103 |
| Total debts | € 69,070 | € 67,272 | € 49,400 | € 40,422 | ▼ 18% |
| Cash | € 2,799 | € 336 | € 613 | € 595 | ▼ 3% |
| Retained profit | € -76,515 | € -77,328 | € -65,590 | € -52,487 | ▲ € 13,103 |
| Balance sheet total | € 11,155 | € 8,545 | € 2,410 | € 6,535 | ▲ 171% |
Key figures of Steph V, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Steph V?
What happened at Steph V in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,103 (▲ 12% vs 2024). Source: NBB ↗
- Stephanie Vandeputte became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Veurne. KBO
In short
From € 1,343 loss in 2022 to € 13,103 profit in 2025.
Paid € 226 in corporate taxes since 2022.
Best year ever: 2025, with € 13,103 profit.
A new publication or filing at Steph V? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Steph V is Stephanie Vandeputte.
Directors
According to the 2025 annual accounts
Stephanie Vandeputte
Director
since 2012
Establishments
Establishment units
Physical locations of this company
Veurnestraat 231
8660 De Panne
Grote Markt 18-19
8630 Veurne
Active since 3 April 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0845.199.107
- VAT number
- BE 0845.199.107
- Registered office
- Veurnestraat 231, 8660 De Panne
- Names & denominations
- Steph V
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 April 2012
- Peppol
- Active · Active since 31 Aug 2023
- Activities · NACE
Vervaardiging van bereide maaltijden en schotels
Detailhandel in herenbovenkleding
Catering van evenementen
Overige zakelijke dienstverlening, neg