Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
11 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
SF CONCEPT from Wavre, company number BE0844918597, closed financial year 2025 with a result of € 15,713 after tax. For that financial year SF CONCEPT recorded a gross margin of € 44,980 and equity of € 211,363. Compared with financial year 2024, the result moved from € 8,210 to € 15,713. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 211,363
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,713
▲ 91% vs 2024
Profit after tax over the fiscal year.
€ 32,930
▼ 18% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 30,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 17
▼ 92% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 205,728
▼ 9% vs 2024
€ 20,558 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 1,687
▼ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,096
▼ 32% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 66,222 | € 31,931 | € 36,681 | € 44,980 | ▲ 23% |
| Profit after taxes | € 3,687 | € 4,373 | € 8,210 | € 15,713 | ▲ 91% |
| Equity | € 213,065 | € 217,439 | € 225,649 | € 211,363 | ▼ 6% |
| Total debts | € 282,068 | € 260,052 | € 232,251 | € 209,528 | ▼ 10% |
| Cash | € 53,739 | € 38,327 | € 39,942 | € 32,930 | ▼ 18% |
| Land & buildings | € 434,806 | € 417,415 | € 400,014 | € 382,613 | ▼ 4% |
| Retained profit | € 206,865 | € 209,379 | € 217,589 | € 203,303 | ▼ 7% |
| Dividend | € 0 | € 0 | € 0 | € 30,000 | |
| Bank debt | € 266,518 | € 245,827 | € 225,949 | € 205,728 | ▼ 9% |
| Balance sheet total | € 495,134 | € 477,491 | € 457,900 | € 420,890 | ▼ 8% |
Key figures of SF CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SF CONCEPT?
What happened at SF CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,713 (▲ 91% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Braine-l'Alleud. KBO
- Sébastien DIAZ became a director. NBB
- Fanny FULGARO became a director. NBB
In short
From € 3,687 profit in 2022 to € 15,713 profit in 2025.
Paid € 22,239 in corporate taxes since 2022.
Best year ever: 2025, with € 15,713 profit.
Paid out € 30,000 in dividends to the owners in total.
A new publication or filing at SF CONCEPT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SF CONCEPT are Sébastien DIAZ and Fanny FULGARO. Sébastien DIAZ is also behind ADL SECURITY and DIAZ INVEST.
Directors
According to the 2025 annual accounts
since 2012
Fanny FULGARO
Director
since 2012
Establishments
Establishment units
Physical locations of this company
Avenue Mercator 3
1300 Wavre
Avenue de l'Orée 24
1420 Braine-l'Alleud
Active since 1 April 2012
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 11 companies are registered at this address.
All companies at this address →SOREACOM
Phytarom
€ 149,831 gross margin · 2025
WILD WORLD SPORT EVENT TECHNIQUES
DIAZ INVEST same network
€ 431,685 gross margin · 2025
L.A. Company
€ 49,210 gross margin · 2023
+6 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0844.918.597
- VAT number
- BE 0844.918.597
- Registered office
- Avenue Mercator 3, 1300 Wavre
- Names & denominations
- SF CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 April 2012
- Peppol
- Active · Active since 15 Dec 2025
- Activities · NACE
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