Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CBJD from Aiseau-Presles, company number BE0844744987, closed financial year 2025 with a result of € -20,638 after tax. For that financial year CBJD recorded a gross margin of € -4,037 and equity of € -37,197. Compared with financial year 2024, the result moved from € -5,957 to € -20,638. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ -37,197
▼ € 20,638 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,638
▼ 246 % more loss than in 2024
Profit after tax over the fiscal year.
€ 26,848
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -55,797.
People and assets in 2025
€ 296
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 41,956
▼ 22% vs 2024
€ 12,529 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 295
▼ 93% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,726
▲ € 1,399 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 31,561 | € 45,948 | € 13,342 | € -4,037 | ▼ € 17,380 |
| Profit after taxes | € 12,577 | € 24,453 | € -5,957 | € -20,638 | ▼ € 14,681 |
| Equity | € -35,055 | € -10,602 | € -16,559 | € -37,197 | ▼ € 20,638 |
| Total debts | € 219,265 | € 209,045 | € 177,365 | € 152,423 | ▼ 14% |
| Cash | € 29,078 | € 44,186 | € 52,376 | € 26,848 | ▼ 49% |
| Land & buildings | € 117,506 | € 106,819 | € 96,132 | € 85,446 | ▼ 11% |
| Retained profit | € -53,655 | € -29,202 | € -35,159 | € -55,797 | ▼ € 20,638 |
| Bank debt | € 83,009 | € 68,580 | € 53,643 | € 41,956 | ▼ 22% |
| Balance sheet total | € 184,210 | € 198,443 | € 160,806 | € 115,226 | ▼ 28% |
Key figures of CBJD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CBJD?
What happened at CBJD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 20,638. filed late Source: NBB ↗
- New establishment in Aiseau-Presles. KBO
- Joffrey DESPIEGELEER became a director. NBB
- New establishment in Aiseau-Presles. KBO
- Cathy BAGNI became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 12,577 profit in 2022 to € 20,638 loss in 2025.
Paid € 711 in corporate taxes since 2022.
Best year ever: 2023, with € 24,453 profit.
Management
Behind CBJD are Cathy BAGNI and Joffrey DESPIEGELEER.
Directors
According to the 2025 annual accounts
Cathy BAGNI
Director
since 2012
Joffrey DESPIEGELEER
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Place de Belle-Vue(PR) 23
6250 Aiseau-Presles
Rue de la Rochelle(PR) 17
6250 Aiseau-Presles
Active since 27 March 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0844.744.987
- VAT number
- BE 0844.744.987
- Registered office
- Place de Belle-Vue(PR) 23, 6250 Aiseau-Presles
- Names & denominations
- CBJD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 March 2012
- Peppol
- Active · Active since 23 Jul 2026
- Activities · NACE
Activiteiten op het gebied van kinesitherapie
Ambulante revalidatieactiviteiten
Overige werkzaamheden in verband met de afwerking van gebouwen
Activiteiten van kuuroorden, sauna’s en stoombaden
Bouw van civieltechnische werken voor elektriciteit en telecommunicatie
Algemene elektrotechnische installatiewerken
Overige maatschappelijke dienstverlening met huisvesting, neg
Handelsbemiddeling in de niet-gespecialiseerde groothandel
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