Financials
Financial year 2025
AND'OR from Dilbeek, company number BE0844411823, closed financial year 2025 with a result of € 74,132 after tax. For that financial year AND'OR recorded a gross margin of € 482,208 and equity of € 443,231. Compared with financial year 2024, the result moved from € 69,096 to € 74,132. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 443,231
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 74,132
▲ 7% vs 2024
Profit after tax over the fiscal year.
€ 12,120
▼ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 424,631.
People and assets in 2025
6
Average over the fiscal year, from the social balance sheet.
€ 306,919
▼ 2% vs 2024
€ 51,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 35,150
▲ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 221,879
▼ 9% vs 2024
€ 17,467 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 47,200
▲ 38% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 99,550
▲ 31% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 431,426 | € 378,929 | € 496,561 | € 482,208 | ▼ 3% |
| Profit after taxes | € 76,396 | € 35,797 | € 69,096 | € 74,132 | ▲ 7% |
| Equity | € 264,206 | € 300,003 | € 369,100 | € 443,231 | ▲ 20% |
| Total debts | € 336,403 | € 346,433 | € 362,078 | € 375,576 | ▲ 4% |
| Cash | € 68,828 | € 13,845 | € 19,921 | € 12,120 | ▼ 39% |
| Land & buildings | € 343,083 | € 331,182 | € 346,266 | € 331,505 | ▼ 4% |
| Retained profit | € 245,606 | € 281,403 | € 350,500 | € 424,631 | ▲ 21% |
| Bank debt | € 289,440 | € 267,107 | € 244,521 | € 221,879 | ▼ 9% |
| Balance sheet total | € 600,609 | € 646,436 | € 731,178 | € 818,808 | ▲ 12% |
| Employees (FTE) | - | - | - | 6 |
By gross margin, AND'OR ranks 1st of 6 companies with main activity “Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit” in Dilbeek that publish figures (fiscal year 2025).
Key figures of AND'OR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about AND'OR the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to AND'OR?
What happened at AND'OR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 74,132 (▲ 7% vs 2024). filed late Source: NBB ↗
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Sint-Pieters-Leeuw. KBO
- Bekim BEQA became a director. NBB
In short
From € 76,396 profit in 2022 to € 74,132 profit in 2025.
Paid € 144,742 in corporate taxes since 2022.
Best year ever: 2022, with € 76,396 profit.
On average € 80,400 of value added per employee in 2025.
Management
Behind AND'OR is Bekim BEQA.
Directors
According to the 2025 annual accounts
Bekim BEQA
Director
since 2012
Establishments
Establishment units
Physical locations of this company
Geraardsbergsestraat 75
1703 Dilbeek
Gaston Deruyverstraat 76
1600 Sint-Pieters-Leeuw
Active since 14 March 2012
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in Dilbeek
Same main activity (Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit), 5 active companies in Dilbeek, largest first.
€ 67,321 gross margin · 2025
€ 48,048 gross margin · 2025
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DE VRIENDT Centrale Verwarming en Sanitair
€ 27,370 gross margin · 2025
€ 15,829 gross margin · 2025
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- BEQA Bekim(oprichter) 89.2%
- QUFAJ Ervin(oprichter) 10.8%
Details
- Company number
- 0844.411.823
- VAT number
- BE 0844.411.823
- Registered office
- Geraardsbergsestraat 75, 1703 Dilbeek
- Names & denominations
- AND'OR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 March 2012
- Peppol
- Active · Active since 21 Sept 2025
- Activities · NACE
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Installatie van isolatie
Isolatiewerkzaamheden
Overige reiniging van gebouwen; industriële reiniging
Vervaardiging van radiatoren, stoomketels en ketels voor centrale verwarming
Vervaardiging van stoomketels, exclusief warmwaterketels voor centrale verwarming