Financials
Financial year 2025
SMART ASSUR from Jurbise, company number BE0844365697, closed financial year 2025 with a result of € 45,396 after tax. For that financial year SMART ASSUR recorded a gross margin of € 272,944 and equity of € 435,762. Compared with financial year 2024, the result moved from € 63,217 to € 45,396. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 435,762
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 45,396
▼ 28% vs 2024
Profit after tax over the fiscal year.
€ 245,355
▲ 16% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 15,000 paid out
33 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 116,020
▲ 16% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,811
▼ 59% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 304,886
▼ 11% vs 2024
€ 42,533 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 26,585
▲ 89% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 25,629
▼ 42% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 261,457 | € 267,221 | € 297,256 | € 272,944 | ▼ 8% |
| Profit after taxes | € 68,448 | € 55,450 | € 63,217 | € 45,396 | ▼ 28% |
| Equity | € 337,198 | € 356,648 | € 405,365 | € 435,762 | ▲ 7% |
| Total debts | € 364,802 | € 449,370 | € 410,926 | € 367,600 | ▼ 11% |
| Cash | € 195,087 | € 161,650 | € 211,958 | € 245,355 | ▲ 16% |
| Land & buildings | € 203,368 | € 395,178 | € 379,751 | € 347,551 | ▼ 8% |
| Retained profit | € 330,998 | € 350,448 | € 399,165 | € 429,562 | ▲ 8% |
| Dividend | € 35,715 | € 36,000 | € 14,500 | € 15,000 | ▲ 3% |
| Bank debt | € 280,058 | € 377,954 | € 342,268 | € 304,886 | ▼ 11% |
| Balance sheet total | € 712,956 | € 815,710 | € 824,719 | € 811,789 | ▼ 2% |
Key figures of SMART ASSUR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMART ASSUR?
What happened at SMART ASSUR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 45,396 (▼ 28% vs 2024). filed late Source: NBB ↗
- New establishment in Jurbise. KBO
- Start of the company according to the CBE. KBO
- Denis MARTINET became a director. NBB
In short
From € 68,448 profit in 2022 to € 45,396 profit in 2025.
Paid € 102,139 in corporate taxes since 2022.
Best year ever: 2022, with € 68,448 profit.
Paid out € 101,215 in dividends to the owners in total.
Management
Behind SMART ASSUR is Denis MARTINET.
Directors
According to the 2025 annual accounts
Denis MARTINET
Manager
since 2012
Establishments
Establishment units
Physical locations of this company
Place de Masnuy-Saint-Pierre(MP) 15
7050 Jurbise
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0844.365.697
- VAT number
- BE 0844.365.697
- Registered office
- Place de Masnuy-Saint-Pierre(MP) 15, 7050 Jurbise
- Names & denominations
- SMART ASSUR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 March 2012
- Peppol
- Active · Active since 19 Nov 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars