Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
SPB & Co from Jette, company number BE0844160514, closed financial year 2024 with a result of € -4,239 after tax. For that financial year SPB & Co recorded a gross margin of € -2,879 and equity of € -6,482. Compared with financial year 2023, the result moved from € -3,227 to € -4,239. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 4, 2025.
€ -6,482
▼ € 4,239 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,239
▼ 31 % more loss than in 2023
Profit after tax over the fiscal year.
€ 2,953
▲ 24% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -15,682.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 695
Book value of vehicles, furniture and equipment.
Debts at end 2024
None
No bank loans on the last day of the fiscal year.
€ 4,103
▲ € 3,125 vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 221
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Revenue | € 144,535 | - | - | - | |
| Gross margin | € -1,695 | € -4,597 | € -2,403 | € -2,879 | ▼ € 476 |
| Profit after taxes | € 105 | € -5,134 | € -3,227 | € -4,239 | ▼ € 1,012 |
| Equity | € 6,119 | € 984 | € -2,243 | € -6,482 | ▼ € 4,239 |
| Total debts | € 24,958 | € 29,239 | € 33,171 | € 40,705 | ▲ 23% |
| Cash | € 3,768 | € 1,824 | € 2,390 | € 2,953 | ▲ 24% |
| Retained profit | € -3,081 | € -8,216 | € -11,443 | € -15,682 | ▼ € 4,239 |
| Balance sheet total | € 31,077 | € 30,223 | € 30,928 | € 34,223 | ▲ 11% |
Key figures of SPB & Co, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to SPB & Co?
What happened at SPB & Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 4,239. filed late Source: NBB ↗
- BHARDWAJ PREM became a director. NBB
- New establishment in Jette. KBO
- Start of the company according to the CBE. KBO
In short
From € 105 profit in 2021 to € 4,239 loss in 2024.
Paid € 76 in corporate taxes since 2021.
Best year ever: 2021, with € 105 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
BHARDWAJ PREM
Administrateur
since 2023
Establishments
Establishment units
Physical locations of this company
Esseghemstraat 68
1090 Jette
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0844.160.514
- VAT number
- BE 0844.160.514
- Registered office
- Esseghemstraat 68, 1090 Jette
- Names & denominations
- SPB & Co
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 March 2012
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)