Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SPB & Co from Jette, company number BE0844160514, closed financial year 2025 with a result of € 2,517 after tax. For that financial year SPB & Co recorded a gross margin of € 4,955 and equity of € -3,965. Compared with financial year 2024, the result moved from € -4,239 to € 2,517. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ -3,965
▲ € 2,517 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,517
▲ still € 4,239 loss in 2024
Profit after tax over the fiscal year.
€ 3,153
▲ 7% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -13,165.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 540
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,704
▼ 58% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 221
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -4,597 | € -2,403 | € -2,879 | € 4,955 | ▲ € 7,834 |
| Profit after taxes | € -5,134 | € -3,227 | € -4,239 | € 2,517 | ▲ € 6,755 |
| Equity | € 984 | € -2,243 | € -6,482 | € -3,965 | ▲ € 2,517 |
| Total debts | € 29,239 | € 33,171 | € 40,705 | € 34,494 | ▼ 15% |
| Cash | € 1,824 | € 2,390 | € 2,953 | € 3,153 | ▲ 7% |
| Retained profit | € -8,216 | € -11,443 | € -15,682 | € -13,165 | ▲ € 2,517 |
| Balance sheet total | € 30,223 | € 30,928 | € 34,223 | € 30,529 | ▼ 11% |
Key figures of SPB & Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SPB & Co?
What happened at SPB & Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,517. filed late Source: NBB ↗
- New establishment in Jette. KBO
- BHARDWAJ PREM became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 5,134 loss in 2022 to € 2,517 profit in 2025.
Best year ever: 2025, with € 2,517 profit.
Management
Behind SPB & Co is BHARDWAJ PREM.
Directors
According to the 2025 annual accounts
BHARDWAJ PREM
Administrateur
since 2012
Establishments
Establishment units
Physical locations of this company
Esseghemstraat 68
1090 Jette
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0844.160.514
- VAT number
- BE 0844.160.514
- Registered office
- Esseghemstraat 68, 1090 Jette
- Names & denominations
- SPB & Co
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 March 2012
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)