Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VERZEKERINGEN VAN HULLE-BYL from Lievegem, company number BE0843515166, closed financial year 2025 with a result of € 335,664 after tax. For that financial year VERZEKERINGEN VAN HULLE-BYL recorded a gross margin of € 494,076 and equity of € 1.5 million. Compared with financial year 2024, the result moved from € 441,984 to € 335,664. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on November 6, 2025.
€ 1.5 million
▼ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 335,664
▼ 24% vs 2024
Profit after tax over the fiscal year.
€ 39,231
▼ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 167,663 paid out
50 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 256,966
▼ 30% vs 2024
€ 89,398 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,717
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 52,019
▼ 19% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 336,518 | € 399,271 | € 522,809 | € 494,076 | ▼ 5% |
| Profit after taxes | € 225,157 | € 265,815 | € 441,984 | € 335,664 | ▼ 24% |
| Equity | € 1,160,552 | € 1,345,367 | € 1,546,024 | € 1,469,608 | ▼ 5% |
| Total debts | € 806,569 | € 675,789 | € 598,426 | € 535,120 | ▼ 11% |
| Cash | € 33,678 | € 98,481 | € 237,391 | € 39,231 | ▼ 83% |
| Land & buildings | € 507,775 | € 494,540 | € 469,342 | € 452,656 | ▼ 4% |
| Retained profit | € 903,635 | € 1,088,450 | € 1,289,107 | € 1,457,108 | ▲ 13% |
| Dividend | € 81,000 | € 81,000 | € 241,326 | € 167,663 | ▼ 31% |
| Bank debt | € 685,913 | € 541,569 | € 365,888 | € 256,966 | ▼ 30% |
| Balance sheet total | € 1,967,121 | € 2,021,156 | € 2,144,450 | € 2,004,728 | ▼ 7% |
Key figures of VERZEKERINGEN VAN HULLE-BYL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to VERZEKERINGEN VAN HULLE-BYL?
What happened at VERZEKERINGEN VAN HULLE-BYL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 335,664 (▼ 24% vs 2024). Source: NBB ↗
- New establishment in Lievegem. KBO
- Nick VAN HULLE became a director. NBB
- Annelies BYL became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 225,157 profit in 2022 to € 335,664 profit in 2025.
Paid € 413,688 in corporate taxes since 2022.
Best year ever: 2024, with € 441,984 profit.
Paid out € 570,990 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VERZEKERINGEN VAN HULLE-BYL are Nick VAN HULLE and Annelies BYL. It owns 99.9% of VERZEKERINGEN VAN HULLE itself.
Directors
According to the 2025 annual accounts
Nick VAN HULLE
Director
since 2012
since 2012
Establishments
Establishment units
Physical locations of this company
Stationsstraat 47
9950 Lievegem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0843.515.166
- VAT number
- BE 0843.515.166
- Registered office
- Stationsstraat 47, 9950 Lievegem
- Names & denominations
- VERZEKERINGEN VAN HULLE-BYL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 January 2012
- Peppol
- Active · Active since 20 Jan 2026
- Activities · NACE
Activiteiten van holdings
Holdings