Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
26 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
E.S.R. IMMO from Sprimont, company number BE0843334628, closed financial year 2025 with a result of € -58,283 after tax. For that financial year E.S.R. IMMO recorded revenue of € 62,319 and equity of € 192,612. Compared with financial year 2024, the result moved from € -48,947 to € -58,283. The company made a loss. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 192,612
▲ € 166,717 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -58,283
▼ 19 % more loss than in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -107,388.
Debts at end 2025
€ 1.3 million
▼ 9% vs 2024
€ 79,451 is repaid this year. At this pace the long-term loan is gone in ≈ 16 years.
€ 108
▼ € 103,355 vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 2 days on average.
€ 34
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 0 | € 19,985 | € 60,453 | € 62,319 | ▲ 3% |
| Profit after taxes | € -21,845 | € -56,531 | € -48,947 | € -58,283 | ▼ € 9,336 |
| Equity | € 131,374 | € 74,843 | € 25,895 | € 192,612 | ▲ € 166,717 |
| Total debts | € 2,304,053 | € 1,551,071 | € 1,534,985 | € 1,306,788 | ▼ 15% |
| Cash | € 1,225,386 | € 0 | - | - | |
| Land & buildings | € 50,676 | € 1,624,618 | € 1,559,851 | € 1,495,083 | ▼ 4% |
| Retained profit | € 56,374 | € -157 | € -49,105 | € -107,388 | ▼ € 58,283 |
| Bank debt | € 1,143,459 | € 1,550,564 | € 1,431,392 | € 1,306,550 | ▼ 9% |
| Balance sheet total | € 2,435,427 | € 1,625,913 | € 1,560,880 | € 1,499,400 | ▼ 4% |
Key figures of E.S.R. IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to E.S.R. IMMO?
What happened at E.S.R. IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Olivier ELOY stepped down as director. NBB
- David ELOY stepped down as director. NBB
- Pierre-Etienne ELOY stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 58,283. Source: NBB ↗
- Olivier ELOY became a director. NBB
- David ELOY became a director. NBB
- Pierre-Etienne ELOY became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 21,845 loss in 2022 to € 58,283 loss in 2025.
Pays suppliers within 2 days on average.
A new publication or filing at E.S.R. IMMO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of ELOY CONSTRUCT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
E.S.R. IMMOThe shares are held by ELOY CONSTRUCT (100%).
Directors
According to the 2025 annual accounts
Olivier ELOY
Director
Also active at: ELOY IMMO, ELOY WATER GROUP, ELOY GROUP, VASANO, ELOY REAL ESTATE, E.D.P. IMMO, CARRIERES THOMAS, E.B.E. IMMO +3 more
since 2022 · until 2028
David ELOY
Director
Also active at: ELOY TRAVAUX, ELOY IMMO, ELOY WATER GROUP, ELOY GROUP, E.P.E. IMMO, DEMCO, ELOY REAL ESTATE, E.D.P. IMMO +9 more
since 2022 · until 2028
Pierre-Etienne ELOY
Director
Also active at: ELOY TRAVAUX, ELOY IMMO, R HOTEL EXPERIENCES, ELOY WATER GROUP, ELOY GROUP, E.P.E. IMMO, PE ELOY, ELOY PPE INVEST +8 more
since 2022 · until 2028
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Spinettes 13
4140 Sprimont
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 26 companies are registered at this address.
All companies at this address →ELOY TRAVAUX same network
€ 84.5 million revenue · 2024
ELOY IMMO same network
€ 833,300 revenue · 2025
ELOY WATER GROUP same network
SA ELOY TRAVAUX + SA ENVISAN INTERNATIONAL
ELOY GROUP same network
+21 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0843.334.628
- VAT number
- BE 0843.334.628
- Registered office
- Rue des Spinettes 13, 4140 Sprimont
- Names & denominations
- E.S.R. IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 2 February 2012
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
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