Financials
Financial year 2025
PHF INVEST from Wavre, company number BE0843305726, closed financial year 2025 with a result of € 300,492 after tax. For that financial year PHF INVEST recorded a gross margin of € 106,201 and equity of € 831,234. Compared with financial year 2024, the result moved from € 52,531 to € 300,492. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
€ 831,234
▲ 57% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 300,492
▲ € 247,961 vs 2024
Profit after tax over the fiscal year.
€ 102,721
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 818,834.
People and assets in 2025
€ 9,871
▼ 85% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,353
▲ 232% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 140,412
▼ 39% vs 2024
€ 23,475 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 3,010
▼ 82% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18
▼ € 60,765 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 169,090 | € 179,887 | € 160,264 | € 106,201 | ▼ 34% |
| Profit after taxes | € 14,358 | € 34,058 | € 52,531 | € 300,492 | ▲ € 247,961 |
| Equity | € 448,215 | € 482,273 | € 530,742 | € 831,234 | ▲ 57% |
| Total debts | € 638,829 | € 578,086 | € 613,770 | € 208,440 | ▼ 66% |
| Cash | - | - | - | € 102,721 | |
| Land & buildings | € 349,764 | € 333,643 | € 329,503 | € 554,588 | ▲ 68% |
| Retained profit | € 435,815 | € 469,873 | € 518,342 | € 818,834 | ▲ 58% |
| Bank debt | € 317,341 | € 247,852 | € 231,417 | € 140,412 | ▼ 39% |
| Balance sheet total | € 1,087,044 | € 1,060,359 | € 1,144,512 | € 1,039,674 | ▼ 9% |
| Employees (FTE) | 1 | - | - | - |
Key figures of PHF INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHF INVEST?
What happened at PHF INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 300,492 (▲ € 247,961 vs 2024). Source: NBB ↗
- New establishment in Wavre. KBO
- PHILIPPE FRANCOIS stepped down as director. NBB
- PHILIPPE FRANCOIS became a director. NBB
- New establishment in Wavre. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,358 profit in 2022 to € 300,492 profit in 2025.
Paid € 124,316 in corporate taxes since 2022.
Best year ever: 2025, with € 300,492 profit.
On average € 169,100 of value added per employee in 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
PHILIPPE FRANCOIS
Administrator-manager
Also active at: A.I.C. (ALTERNATIVE INSURANCE CONSULTANTS - ASSOCIATION D'INTERETS COLLECTIFS)
since 2024 · until 2024
Establishments
Establishment units
Physical locations of this company
Avenue Molière 62
1300 Wavre
Rue des Brasseries 6
1300 Wavre
Active since 3 February 2012
Rue Charles Sambon 4 box C
1300 Wavre
Active since 30 May 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0843.305.726
- VAT number
- BE 0843.305.726
- Registered office
- Avenue Molière 62, 1300 Wavre
- Names & denominations
- PHF INVEST · SPRL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 February 2012
- Peppol
- Active · Active since 5 Feb 2026
- Activities · NACE
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