What does LOVACAR do?

LOVACAR is a repair service in Waterloo. Private Limited, started on 1 February 2012, 1 establishment.

What is the address of LOVACAR?

The registered office of LOVACAR is located at Chaussée de Bruxelles 465, 1410 Waterloo.

Is LOVACAR still active?

Yes. According to the CBE (30 October 2026) LOVACAR is active, legal situation “Normale toestand”, started on 1 February 2012.

Is LOVACAR registered on Peppol?

Yes, LOVACAR is registered on the Peppol network with ID 0208:0843268114.

What is the enterprise number of LOVACAR?

The enterprise number of LOVACAR is BE0843268114.

When was LOVACAR founded?

LOVACAR was founded on 1 February 2012.

Who are the directors of LOVACAR?

According to the 2025 annual accounts, the directors of LOVACAR are: FABRICE LO VASCO.

Is LOVACAR a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 February 2012; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did LOVACAR make in 2025?

LOVACAR posted a profit after taxes of € 233,474 in financial year 2025.

What is the revenue of LOVACAR?

As a small company, LOVACAR is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 531,630.

How much does an employee at LOVACAR earn?

The average wage cost per full-time employee at LOVACAR was € 88,600 in 2025: staff costs of € 88,571 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does LOVACAR have?

According to the 2025 annual accounts, LOVACAR has 1 full-time equivalents (FTE).

Does LOVACAR have a website?

Yes, LOVACAR has a website at lovacar.be.

LOVACAR (Private Limited) - Waterloo - BE0843268114

Dossier LOVACAR, printed on 30 October 2026 from databakkes.be/en/0843268114/lovacar. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

LOVACAR from Waterloo, company number BE0843268114, closed financial year 2025 with a result of € 233,474 after tax. For that financial year LOVACAR recorded a gross margin of € 531,630 and equity of € 634,534. Compared with financial year 2024, the result moved from € 145,825 to € 233,474. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.

What it is worth Healthy

€ 634,534

▼ 14% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 233,474

▲ 60% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 169,187

▼ 50% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 340,909 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 88,571

▲ 7% vs 2024

€ 88,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 9,187

▼ 1% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 14 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 473,822

▼ 7% vs 2024

€ 33,963 is repaid this year. At this pace the long-term loan is gone in ≈ 14 years.

Owed to suppliers

€ 9,658

▼ 81% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 262,076

▲ 48% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 355,072 Gross margin 2022: € 355,072 First fiscal year in the series	€ 108,440 Gross margin 2023: € 108,440 ▼ 69% vs 2022 (€ 355,072) Unfavourable step	€ 346,056 Gross margin 2024: € 346,056 ▲ 219% vs 2023 (€ 108,440) Favourable step	€ 531,630 Gross margin 2025: € 531,630 ▲ 54% vs 2024 (€ 346,056) Favourable step	▲ 54%
Profit after taxes	€ 164,395 Profit after taxes 2022: € 164,395 First fiscal year in the series	€ -41,936 Profit after taxes 2023: € -41,936 ▼ € 206,331 vs 2022 (€ 164,395) Unfavourable step	€ 145,825 Profit after taxes 2024: € 145,825 ▲ € 187,762 vs 2023 (€ -41,936) Favourable step	€ 233,474 Profit after taxes 2025: € 233,474 ▲ 60% vs 2024 (€ 145,825) Favourable step	▲ 60%
Equity	€ 688,081 Equity 2022: € 688,081 First fiscal year in the series	€ 646,145 Equity 2023: € 646,145 ▼ 6% vs 2022 (€ 688,081) Unfavourable step	€ 741,970 Equity 2024: € 741,970 ▲ 15% vs 2023 (€ 646,145) Favourable step	€ 634,534 Equity 2025: € 634,534 ▼ 14% vs 2024 (€ 741,970) Unfavourable step	▼ 14%
Total debts	€ 1,214,257 Total debts 2022: € 1,214,257 First fiscal year in the series	€ 1,016,414 Total debts 2023: € 1,016,414 ▼ 16% vs 2022 (€ 1,214,257) Favourable step	€ 1,126,035 Total debts 2024: € 1,126,035 ▲ 11% vs 2023 (€ 1,016,414) Unfavourable step	€ 990,628 Total debts 2025: € 990,628 ▼ 12% vs 2024 (€ 1,126,035) Favourable step	▼ 12%
Cash	€ 184,643 Cash 2022: € 184,643 First fiscal year in the series	€ 346,194 Cash 2023: € 346,194 ▲ 87% vs 2022 (€ 184,643) Favourable step	€ 338,024 Cash 2024: € 338,024 ▼ 2% vs 2023 (€ 346,194) Unfavourable step	€ 169,187 Cash 2025: € 169,187 ▼ 50% vs 2024 (€ 338,024) Unfavourable step	▼ 50%
Land & buildings	€ 565,098 Land & buildings 2022: € 565,098 First fiscal year in the series	€ 536,588 Land & buildings 2023: € 536,588 ▼ 5% vs 2022 (€ 565,098) Unchanged	€ 508,077 Land & buildings 2024: € 508,077 ▼ 5% vs 2023 (€ 536,588) Unchanged	€ 479,567 Land & buildings 2025: € 479,567 ▼ 6% vs 2024 (€ 508,077) Unchanged	▼ 6%
Retained profit	€ 669,481 Retained profit 2022: € 669,481 First fiscal year in the series	€ 627,545 Retained profit 2023: € 627,545 ▼ 6% vs 2022 (€ 669,481) Unfavourable step	€ 723,370 Retained profit 2024: € 723,370 ▲ 15% vs 2023 (€ 627,545) Favourable step	€ 615,934 Retained profit 2025: € 615,934 ▼ 15% vs 2024 (€ 723,370) Unfavourable step	▼ 15%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 50,000 Dividend 2024: € 50,000 Unchanged (€ 0) Unchanged	€ 340,909 Dividend 2025: € 340,909 ▲ € 290,909 vs 2024 (€ 50,000) Unchanged	▲ € 290,909
Bank debt	€ 778,705 Bank debt 2022: € 778,705 First fiscal year in the series	€ 572,523 Bank debt 2023: € 572,523 ▼ 26% vs 2022 (€ 778,705) Favourable step	€ 506,799 Bank debt 2024: € 506,799 ▼ 11% vs 2023 (€ 572,523) Favourable step	€ 473,822 Bank debt 2025: € 473,822 ▼ 7% vs 2024 (€ 506,799) Favourable step	▼ 7%
Balance sheet total	€ 1,902,338 Balance sheet total 2022: € 1,902,338 First fiscal year in the series	€ 1,662,559 Balance sheet total 2023: € 1,662,559 ▼ 13% vs 2022 (€ 1,902,338) Unchanged	€ 1,868,005 Balance sheet total 2024: € 1,868,005 ▲ 12% vs 2023 (€ 1,662,559) Unchanged	€ 1,625,163 Balance sheet total 2025: € 1,625,163 ▼ 13% vs 2024 (€ 1,868,005) Unchanged	▼ 13%
Employees (FTE)	1 Employees (FTE) 2022: 1 First fiscal year in the series	1 Employees (FTE) 2023: 1 Unchanged (1) Unchanged	1 Employees (FTE) 2024: 1 Unchanged (1) Unchanged	1 Employees (FTE) 2025: 1 Unchanged (1) Unchanged

Key figures of LOVACAR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to LOVACAR?

What happened at LOVACAR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 28, 2026 New annual accounts for financial year 2025: profit of € 233,474 (▲ 60% vs 2024). Source: NBB ↗
Feb 20, 2012 New establishment in Waterloo. KBO
Feb 1, 2012 Start of the company according to the CBE. KBO

In short

From € 164,395 profit in 2022 to € 233,474 profit in 2025.

Paid € 205,995 in corporate taxes since 2022.

Best year ever: 2025, with € 233,474 profit.

On average € 531,600 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

FABRICE LO VASCO

LOVACAR

IMMOBILIERE JOFRAN

LOVA GROUP

Behind LOVACAR is FABRICE LO VASCO. FABRICE LO VASCO is also behind IMMOBILIERE JOFRAN and LOVA GROUP.

Directors

According to the 2025 annual accounts

FABRICE LO VASCO

Director

Also active at: IMMOBILIERE JOFRAN, LOVA GROUP

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Bruxelles 465

1410 Waterloo

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

IMMOBILIERE JOFRAN same network

€ 166,814 gross margin · 2025

LOVA IMMO

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS lovacar.be

Canonical: https://www.lovacar.be/

Technologies

BootstrapFont AwesomeGoogle FontsGoogle MapsGravity FormsLiteSpeedPHPWPBakeryWPMLWordPressYoast SEOYouTube EmbedjQuerylazysizesreCAPTCHA

Hosting & Email

Email provider

Google Workspace

Hosting

AS-VULTR - The Constant Company, LLC, US

DNS

Cloudflare DNS

Domain

lovacar.be

Registered

2012-03-01

Website info

HTTPS Ja

Languages EN, FR

Features

Webshop Contact page

Security

✓ HTTPS

✗ SPF

✗ DMARC

Details

Company number

0843.268.114

VAT number

BE 0843.268.114

Registered office

Chaussée de Bruxelles 465, 1410 Waterloo

Names & denominations

LOVACAR

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

1 February 2012

Peppol

Active · Active since 8 Dec 2025

Contact

lovacar.be

Activities · NACE

Carrosserieherstelling (inclusief spuiten en verven)

Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)

Carrosserieherstelling

Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)

Handelsbemiddeling in de groothandel in andere specifieke goederen

Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)

Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen

Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)

View on CBE Public ↗ Annual accounts (NBB) ↗

LOVACAR

Warning lights

Financials

What happened to LOVACAR?

Management

Directors

Establishments

Establishment units

Who else lives here?

Website

Technologies

Hosting & Email

Domain

Website info

Features

Security

Details

Frequently asked questions