Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Annual account missing NBB
Fiscal year 2023 was expected before 31 July 2024 and has not been filed.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2022
ASSURANCES, CREDITS, PLACEMENTS & IMMOBILIER from Habay, company number BE0842954744, closed financial year 2022 with a result of € 3,541 after tax. For that financial year ASSURANCES, CREDITS, PLACEMENTS & IMMOBILIER recorded a gross margin of € -704 and equity of € 29,142. Compared with financial year 2021, the result moved from € 1,797 to € 3,541. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 13, 2023.
€ 29,142
▲ 14% vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 3,541
▲ 97% vs 2021
Profit after tax over the fiscal year.
€ 343
▼ 42% vs 2021
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2022. Retained profit grew to € 22,942.
People and assets in 2022
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2022
None
No bank loans on the last day of the fiscal year.
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| 2020 | 2021 | 2022 | Change 2021 → 2022 | |
|---|---|---|---|---|
| Gross margin | - | € -234 | € -704 | ▼ € 470 |
| Profit after taxes | € 2,334 | € 1,797 | € 3,541 | ▲ 97% |
| Equity | € 23,804 | € 25,601 | € 29,142 | ▲ 14% |
| Total debts | € 7,675 | € 7,675 | € 8,376 | ▲ 9% |
| Cash | € 13,457 | € 595 | € 343 | ▼ 42% |
| Retained profit | € 17,604 | € 19,401 | € 22,942 | ▲ 18% |
| Balance sheet total | € 33,979 | € 35,776 | € 37,518 | ▲ 5% |
Key figures of ASSURANCES, CREDITS, PLACEMENTS & IMMOBILIER, fiscal years 2020 to 2022, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2023 has not been filed yet; it was expected before 31 July 2024.
What happened to ASSURANCES, CREDITS, PLACEMENTS & IMMOBILIER?
What happened at ASSURANCES, CREDITS, PLACEMENTS & IMMOBILIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2022: profit of € 3,541 (▲ 97% vs 2021). filed late Source: NBB ↗
- New establishment in Habay. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,334 profit in 2020 to € 3,541 profit in 2022.
Best year ever: 2022, with € 3,541 profit.
A new publication or filing at ASSURANCES, CREDITS, PLACEMENTS & IMMOBILIER? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ASSURANCES, CREDITS, PLACEMENTS & IMMOBILIER is Olivier DUCHAMPS.
Directors
According to the 2022 annual accounts
Olivier DUCHAMPS
Director
Establishments
Establishment units
Physical locations of this company
Avenue de la Gare 12
6720 Habay
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0842.954.744
- VAT number
- BE 0842.954.744
- Registered office
- Avenue de la Gare 12, 6720 Habay
- Names & denominations
- ASSURANCES, CREDITS, PLACEMENTS & IMMOBILIER · ACP+
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 January 2012
- Peppol
- Not registered