Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ROOF ISOLATION from Gembloux, company number BE0842283761, closed financial year 2025 with a result of € 39,880 after tax. For that financial year ROOF ISOLATION recorded revenue of € 16.2 million and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 122,534 to € 39,880. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 5, 2026.
€ 1.9 million
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39,880
▼ 67% vs 2024
Profit after tax over the fiscal year.
€ 314,516
▲ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.6 million.
People and assets in 2025
17.5
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.6 million
▲ 11% vs 2024
€ 89,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 701,016
▲ 119% vs 2024
Of which on lease € 424,775.
Debts at end 2025
€ 3.4 million
▼ 1% vs 2024
€ 527,501 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 701,255
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 18 days on average.
€ 467,432
▲ 40% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 13,825,113 | € 13,244,331 | € 13,049,822 | € 16,249,739 | ▲ 25% |
| Profit after taxes | € 421,596 | € 56,861 | € 122,534 | € 39,880 | ▼ 67% |
| Equity | € 1,639,523 | € 1,694,865 | € 1,815,881 | € 1,854,243 | ▲ 2% |
| Total debts | € 4,656,012 | € 4,208,360 | € 4,345,087 | € 4,551,762 | ▲ 5% |
| Cash | € 211,520 | € 180,202 | € 269,501 | € 314,516 | ▲ 17% |
| Land & buildings | € 1,854,685 | € 1,755,425 | € 1,810,792 | € 1,701,492 | ▼ 6% |
| Retained profit | € 1,333,445 | € 1,390,306 | € 1,512,840 | € 1,552,721 | ▲ 3% |
| Dividend | € 267,857 | € 0 | € 0 | € 0 | |
| Bank debt | € 3,351,902 | € 3,356,349 | € 3,413,986 | € 3,379,176 | ▼ 1% |
| Balance sheet total | € 6,295,535 | € 5,903,225 | € 6,160,969 | € 6,406,005 | ▲ 4% |
| Employees (FTE) | 13.7 | 16.8 | 16.6 | 17.5 | ▲ 0.9 |
Key figures of ROOF ISOLATION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ROOF ISOLATION?
What happened at ROOF ISOLATION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 39,880 (▼ 67% vs 2024). filed late Source: NBB ↗
- New establishment in Gembloux. KBO
- Start of the company according to the CBE. KBO
- Christophe DAVIN became a director. NBB
In short
From € 421,596 profit in 2022 to € 39,880 profit in 2025.
Paid € 310,100 in corporate taxes since 2022.
Best year ever: 2022, with € 421,596 profit.
Paid out € 267,857 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ROOF ISOLATION is Christophe DAVIN. Christophe DAVIN is also behind GILLES MATÉRIAUX, DS UNITY, T-ZINC, GILLES TRANSPORTS A ROCHEFORT and FOX ACCESSORIES.
Directors
According to the 2025 annual accounts
Christophe DAVIN
Director
Also active at: GILLES MATÉRIAUX, DS UNITY, T-ZINC, GILLES TRANSPORTS A ROCHEFORT, FOX ACCESSORIES
since 2011
Establishments
Establishment units
Physical locations of this company
Rue des Praules, Sauv. 5
5030 Gembloux
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0842.283.761
- VAT number
- BE 0842.283.761
- Registered office
- Rue des Praules, Sauv. 5, 5030 Gembloux
- Names & denominations
- ROOF ISOLATION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 December 2011
- Peppol
- Active · Active since 29 Oct 2025
- Activities · NACE
Groothandel in hout
Detailhandel in houten bouw- en tuinmaterialen
Handelsbemiddeling in de groothandel in hout en bouwmaterialen