Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
STEPHANE BERTINCHAMPS from Fleurus, company number BE0842241595, closed financial year 2025 with a result of € -3,978 after tax. For that financial year STEPHANE BERTINCHAMPS recorded a gross margin of € 103,199 and equity of € 43,034. Compared with financial year 2024, the result moved from € -11,304 to € -3,978. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 20, 2026.
€ 43,034
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,978
▲ 65 % less loss than in 2024
Profit after tax over the fiscal year.
€ 71
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 36,834.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 48,817
▼ 37% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 66,041
▲ 67% vs 2024
Of which on lease € 21,619.
Debts at end 2025
€ 167,156
▲ 84% vs 2024
€ 31,145 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 15,222
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,457
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 134,962 | € 166,115 | € 121,748 | € 103,199 | ▼ 15% |
| Profit after taxes | € -15,080 | € 25,491 | € -11,304 | € -3,978 | ▲ € 7,326 |
| Equity | € 32,824 | € 58,315 | € 47,012 | € 43,034 | ▼ 8% |
| Total debts | € 134,347 | € 104,821 | € 112,029 | € 189,835 | ▲ 69% |
| Cash | € 14,575 | € 20,595 | € 1,541 | € 71 | ▼ 95% |
| Retained profit | € 26,624 | € 52,115 | € 40,812 | € 36,834 | ▼ 10% |
| Bank debt | € 98,114 | € 84,664 | € 90,685 | € 167,156 | ▲ 84% |
| Balance sheet total | € 167,170 | € 163,136 | € 159,040 | € 232,869 | ▲ 46% |
Key figures of STEPHANE BERTINCHAMPS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEPHANE BERTINCHAMPS?
What happened at STEPHANE BERTINCHAMPS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,978. filed late Source: NBB ↗
- New establishment in Fleurus. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,080 loss in 2022 to € 3,978 loss in 2025.
Best year ever: 2023, with € 25,491 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEPHANE BERTINCHAMPS is Stéphane BERTINCHAMPS. Stéphane BERTINCHAMPS is also behind V-ST.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Rue Jules Destrée(WAN) 49 box 1
6220 Fleurus
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0842.241.595
- VAT number
- BE 0842.241.595
- Registered office
- Rue Jules Destrée(WAN) 49 bus 1, 6220 Fleurus
- Names & denominations
- STEPHANE BERTINCHAMPS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 2011
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Landschapsverzorging
Bouwrijp maken van terreinen
Metselwerk
Activiteiten van stedebouwkundige en tuin- en landschapsarchitecten
Handelsbemiddeling in de groothandel in brandstoffen, ertsen, metalen en chemische producten
Slopen
Plaatsen van vloerbedekking en wandbekleding van hout
Uitvoeren van metsel- en voegwerken