Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GERARDI TOM from Malle, company number BE0842121930, closed financial year 2025 with a result of € -900,466 after tax. For that financial year GERARDI TOM recorded revenue of € 172,000 and equity of € 96,322. Compared with financial year 2024, the result moved from € 30,036 to € -900,466. The company made a loss. The buffer shrank hard: equity is 90 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 25, 2026.
€ 96,322
▼ 90% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -900,466
▼ still € 30,036 profit in 2024
Profit after tax over the fiscal year.
€ 10,180
▼ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -602,048.
People and assets in 2025
€ 4,491
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 373,535
▼ 9% vs 2024
€ 38,133 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 2,206
▲ € 1,967 vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 5 days on average.
€ 42,028
▼ 12% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 240,000 | € 240,000 | € 240,000 | € 172,000 | ▼ 28% |
| Profit after taxes | € 7,763 | € 23,990 | € 30,036 | € -900,466 | ▼ € 930,502 |
| Equity | € 1,222,761 | € 966,752 | € 996,788 | € 96,322 | ▼ 90% |
| Total debts | € 413,322 | € 554,019 | € 487,907 | € 459,618 | ▼ 6% |
| Cash | € 143,040 | € 25,411 | € 10,686 | € 10,180 | ▼ 5% |
| Land & buildings | € 211,941 | € 198,265 | € 188,443 | € 177,301 | ▼ 6% |
| Retained profit | € 316,911 | € 268,382 | € 298,418 | € -602,048 | ▼ € 900,466 |
| Dividend | € 0 | € 280,000 | € 0 | € 0 | |
| Bank debt | € 283,012 | € 461,136 | € 410,255 | € 373,535 | ▼ 9% |
| Balance sheet total | € 1,636,083 | € 1,520,770 | € 1,484,694 | € 555,939 | ▼ 63% |
Key figures of GERARDI TOM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GERARDI TOM?
What happened at GERARDI TOM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 900,466 (▼ € 930,502 vs 2024). Source: NBB ↗
- New establishment in Malle. KBO
- Start of the company according to the CBE. KBO
In short
From € 7,763 profit in 2022 to € 900,466 loss in 2025.
Paid € 46,957 in corporate taxes since 2022.
Best year ever: 2024, with € 30,036 profit.
Paid out € 280,000 in dividends to the owners in total.
Management
Behind GERARDI TOM is TOM GERARDI. TOM GERARDI is also behind L. GERARDI en ZN.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Smekenstraat 46a
2390 Malle
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0842.121.930
- VAT number
- BE 0842.121.930
- Registered office
- Smekenstraat 46a, 2390 Malle
- Names & denominations
- GERARDI TOM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 December 2011
- Peppol
- Active · Active since 31 Aug 2023
- Activities · NACE
Activiteiten van hoofdkantoren