Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RETAIL CAPITAL from Antwerpen, company number BE0842083427, closed financial year 2025 with a result of € 15,855 after tax. For that financial year RETAIL CAPITAL recorded a gross margin of € 755,334 and equity of € 2.2 million. Compared with financial year 2024, the result moved from € 55,452 to € 15,855. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ 2.2 million
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 15,855
▼ 71% vs 2024
Profit after tax over the fiscal year.
€ 244,932
▼ 48% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.2 million.
People and assets in 2025
0.9
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 38,422
▼ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 5,392
▼ 29% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 14.1 million
▲ 4% vs 2024
€ 332,874 is repaid this year. At this pace the long-term loan is gone in ≈ 30 years.
€ 11,557
▼ 96% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 18,516
▲ 134% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 950,535 | € 897,634 | € 820,301 | € 755,334 | ▼ 8% |
| Profit after taxes | € 333,483 | € 169,743 | € 55,452 | € 15,855 | ▼ 71% |
| Equity | € 1,991,443 | € 2,161,186 | € 2,216,638 | € 2,232,493 | ▲ 1% |
| Total debts | € 17,784,764 | € 14,484,521 | € 14,979,867 | € 14,619,887 | ▼ 2% |
| Cash | € 142,949 | € 711,819 | € 472,664 | € 244,932 | ▼ 48% |
| Land & buildings | € 1,112,510 | € 1,040,116 | € 963,758 | € 887,401 | ▼ 8% |
| Retained profit | € 969,443 | € 1,139,186 | € 1,194,638 | € 1,210,493 | ▲ 1% |
| Bank debt | € 17,275,797 | € 13,264,048 | € 13,603,597 | € 14,127,192 | ▲ 4% |
| Balance sheet total | € 19,776,207 | € 16,645,707 | € 17,196,506 | € 16,852,380 | ▼ 2% |
| Employees (FTE) | 1.2 | - | 1 | 0.9 | ▼ 0.1 |
Key figures of RETAIL CAPITAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to RETAIL CAPITAL?
What happened at RETAIL CAPITAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 15,855 (▼ 71% vs 2024). Source: NBB ↗
- DIDOREC BV became a director. NBB
- READCO BV became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 333,483 profit in 2022 to € 15,855 profit in 2025.
Paid € 279,958 in corporate taxes since 2022.
Best year ever: 2022, with € 333,483 profit.
On average € 820,300 of value added per employee in 2024.
A new publication or filing at RETAIL CAPITAL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind RETAIL CAPITAL are DIDOREC BV and READCO BV. The same people are also behind IMOTOP and RC Development.
Directors
According to the 2025 annual accounts
since 2019
since 2019
Establishments
Establishment units
Physical locations of this company
Napoleonkaai 15
2000 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0842.083.427
- VAT number
- BE 0842.083.427
- Registered office
- Napoleonkaai 15, 2000 Antwerpen
- Names & denominations
- RETAIL CAPITAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 December 2011
- Peppol
- Active · Active since 9 Mar 2026
- Activities · NACE
Handel in eigen onroerend goed
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen