Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VALROW from Yvoir, company number BE0841851122, closed financial year 2025 with a result of € -3,442 after tax. For that financial year VALROW recorded a gross margin of € 9,229 and equity of € 33. Compared with financial year 2024, the result moved from € -8,502 to € -3,442. The company made a loss. The buffer shrank hard: equity is 99 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ 33
▼ 99% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,442
▲ 60 % less loss than in 2024
Profit after tax over the fiscal year.
€ 2,031
▼ 30% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -6,167.
People and assets in 2025
€ 22,780
▼ 30% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 15,636
▼ 27% vs 2024
€ 6,096 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,630
▲ 131% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 8,982 | € 6,440 | € 4,053 | € 9,229 | ▲ 128% |
| Profit after taxes | € 5,638 | € -2,226 | € -8,502 | € -3,442 | ▲ € 5,060 |
| Equity | € 14,203 | € 11,977 | € 3,475 | € 33 | ▼ 99% |
| Total debts | € 10,999 | € 40,545 | € 38,183 | € 51,543 | ▲ 35% |
| Cash | € 16,818 | € 3,455 | € 2,904 | € 2,031 | ▼ 30% |
| Retained profit | € 8,003 | € 5,777 | € -2,725 | € -6,167 | ▼ € 3,442 |
| Bank debt | € 0 | € 27,224 | € 21,528 | € 15,636 | ▼ 27% |
| Balance sheet total | € 25,202 | € 52,522 | € 41,658 | € 51,576 | ▲ 24% |
Key figures of VALROW, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VALROW?
What happened at VALROW in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,442. Source: NBB ↗
- JAMES SCHUMACHER became a director. NBB
- YVES DELAYE became a director. NBB
- New establishment in Yvoir. KBO
- VALERIE GAUDIER became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 5,638 profit in 2022 to € 3,442 loss in 2025.
Paid € 3,733 in corporate taxes since 2022.
Best year ever: 2022, with € 5,638 profit.
Management
Behind VALROW are YVES DELAYE, JAMES SCHUMACHER and VALERIE GAUDIER.
Directors
According to the 2025 annual accounts
YVES DELAYE
Director
since 2018
JAMES SCHUMACHER
Director
since 2022
VALERIE GAUDIER
Managing director
since 2011
Establishments
Establishment units
Physical locations of this company
Rue du Calvaire, Godinne 12
5530 Yvoir
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0841.851.122
- VAT number
- BE 0841.851.122
- Registered office
- Rue du Calvaire, Godinne 12, 5530 Yvoir
- Names & denominations
- VALROW
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 December 2011
- Peppol
- Active · Active since 12 Nov 2025
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