Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RJ CONCEPT from Hamois, company number BE0841710867, closed financial year 2025 with a result of € -98,974 after tax. For that financial year RJ CONCEPT recorded a gross margin of € 702,327 and equity of € 84,129. Compared with financial year 2024, the result moved from € 89,229 to € -98,974. The company made a loss. The buffer shrank hard: equity is 64 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 12, 2026.
€ 84,129
▼ 64% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -98,974
▼ still € 89,229 profit in 2024
Profit after tax over the fiscal year.
€ 176,874
▼ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 77,929.
People and assets in 2025
20.5
▲ 3.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 628,073
▲ 34% vs 2024
€ 30,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,119
▼ 48% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 839,417
▲ € 663,991 vs 2024
€ 95,398 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 481,090
▲ 32% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 102,433
▼ 13% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 406,017 | € 667,085 | € 666,331 | € 702,327 | ▲ 5% |
| Profit after taxes | € -44,823 | € 120,348 | € 89,229 | € -98,974 | ▼ € 188,203 |
| Equity | € 23,525 | € 143,874 | € 233,103 | € 84,129 | ▼ 64% |
| Total debts | € 743,163 | € 687,870 | € 667,474 | € 1,488,119 | ▲ 123% |
| Cash | € 179,262 | € 286,196 | € 298,968 | € 176,874 | ▼ 41% |
| Land & buildings | - | - | - | € 392,987 | |
| Retained profit | € 17,325 | € 137,674 | € 226,903 | € 77,929 | ▼ 66% |
| Dividend | € 0 | € 0 | € 0 | € 50,000 | |
| Bank debt | € 245,787 | € 211,055 | € 175,427 | € 839,417 | ▲ € 663,991 |
| Balance sheet total | € 766,688 | € 831,744 | € 900,577 | € 1,572,248 | ▲ 75% |
| Employees (FTE) | 13.4 | 13.4 | 17.2 | 20.5 | ▲ 3.3 |
Key figures of RJ CONCEPT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RJ CONCEPT?
What happened at RJ CONCEPT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 98,974 (▼ € 188,203 vs 2024). filed late Source: NBB ↗
- New establishment in Onhaye. KBO
- New establishment in Beauraing. KBO
- New establishment in Ciney. KBO
- New establishment in Assesse. KBO
- Start of the company according to the CBE. KBO
In short
From € 44,823 loss in 2022 to € 98,974 loss in 2025.
Paid € 75,031 in corporate taxes since 2022.
Best year ever: 2023, with € 120,348 profit.
On average € 34,300 of value added per employee in 2025.
Management
Behind RJ CONCEPT are Jérôme ROMEDENNE and Sophie CUGNET.
Directors
According to the 2025 annual accounts
Jérôme ROMEDENNE
Director
Sophie CUGNET
Director
Establishments
Establishment units
Physical locations of this company
Rue de Monin, Achet 27
5362 Hamois
Chaussée de Marche 72
5330 Assesse
Active since 1 February 2012
Rue Courtejoie 10A
5590 Ciney
Active since 15 October 2018
Rue de Dinant 118
5570 Beauraing
Active since 10 July 2019
Place Henri-Collignon 12
5520 Onhaye
Active since 1 March 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0841.710.867
- VAT number
- BE 0841.710.867
- Registered office
- Rue de Monin, Achet 27, 5362 Hamois
- Names & denominations
- RJ CONCEPT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 December 2011
- Peppol
- Active · Active since 27 Nov 2025
- Activities · NACE
Detailhandel in kranten en andere tijdschriften
Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in dranken, algemeen assortiment
Activiteiten van loterijen en kansspelen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)