Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
HOET-JOYE from Koekelare, company number BE0841698692, closed financial year 2025 with a result of € -18,672 after tax. For that financial year HOET-JOYE recorded a gross margin of € 75,254 and equity of € 899,261. Compared with financial year 2024, the result moved from € 123,832 to € -18,672. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 16, 2025.
€ 899,261
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,672
▼ still € 123,832 profit in 2024
Profit after tax over the fiscal year.
€ 23,481
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -66,739.
Debts at end 2025
€ 1.3 million
▼ 4% vs 2024
€ 48,000 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 10,666
▲ 288% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,663
▲ 10% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 79,587 | € 82,860 | € 216,184 | € 75,254 | ▼ 65% |
| Profit after taxes | € -13,102 | € -12,995 | € 123,832 | € -18,672 | ▼ € 142,504 |
| Equity | € 807,096 | € 794,101 | € 917,933 | € 899,261 | ▼ 2% |
| Total debts | € 1,734,859 | € 1,692,520 | € 1,395,890 | € 1,357,809 | ▼ 3% |
| Cash | € 21,757 | € 34,151 | € 32,173 | € 23,481 | ▼ 27% |
| Land & buildings | € 2,508,938 | € 2,449,364 | € 2,276,664 | € 2,221,980 | ▼ 2% |
| Retained profit | € -158,904 | € -171,899 | € -48,067 | € -66,739 | ▼ € 18,672 |
| Bank debt | € 1,726,869 | € 1,681,434 | € 1,386,699 | € 1,337,511 | ▼ 4% |
| Balance sheet total | € 2,541,955 | € 2,486,621 | € 2,313,823 | € 2,257,070 | ▼ 2% |
Key figures of HOET-JOYE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to HOET-JOYE?
What happened at HOET-JOYE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 18,672 (▼ € 142,504 vs 2024). Source: NBB ↗
- New establishment in Koekelare. KBO
- Start of the company according to the CBE. KBO
- Lucette Joye became a director. NBB
- Philiep Hoet became a director. NBB
In short
From € 13,102 loss in 2022 to € 18,672 loss in 2025.
Best year ever: 2024, with € 123,832 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of HOET INVESTMENT comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
HOET-JOYEBehind HOET-JOYE are Lucette Joye and Philiep Hoet. The shares are held by HOET INVESTMENT (48.2%).
Directors
According to the 2025 annual accounts
since 2011
since 2011
Shareholders
48.2%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Bovekerkestraat 144
8680 Koekelare
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0841.698.692
- VAT number
- BE 0841.698.692
- Registered office
- Bovekerkestraat 144, 8680 Koekelare
- Names & denominations
- HOET-JOYE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 December 2011
- Peppol
- Not registered