Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VerDes Finance from Gent, company number BE0840788179, closed financial year 2025 with a result of € 315,561 after tax. For that financial year VerDes Finance recorded a gross margin of € 1.1 million and equity of € 1 million. Compared with financial year 2024, the result moved from € 179,774 to € 315,561. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 27, 2026.
€ 1 million
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 315,561
▲ 76% vs 2024
Profit after tax over the fiscal year.
€ 17,508
▼ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 144,487 paid out
46 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 464,334
▲ 72% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 253,808
▲ 54% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 533,870
▼ 5% vs 2024
€ 53,204 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 52,957
▼ 7% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 90,959
▲ 60% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 615,612 | € 670,089 | € 701,296 | € 1,085,584 | ▲ 55% |
| Profit after taxes | € 220,064 | € 189,137 | € 179,774 | € 315,561 | ▲ 76% |
| Equity | € 641,211 | € 762,872 | € 859,125 | € 1,030,199 | ▲ 20% |
| Total debts | € 842,575 | € 783,942 | € 773,596 | € 861,969 | ▲ 11% |
| Cash | € 195,640 | € 168,799 | € 45,360 | € 17,508 | ▼ 61% |
| Land & buildings | € 939,586 | € 891,670 | € 848,942 | € 846,468 | |
| Retained profit | € 628,811 | € 750,472 | € 846,725 | € 1,017,799 | ▲ 20% |
| Dividend | € 72,008 | € 67,476 | € 83,522 | € 144,487 | ▲ 73% |
| Bank debt | € 671,782 | € 615,797 | € 559,097 | € 533,870 | ▼ 5% |
| Balance sheet total | € 1,483,786 | € 1,571,815 | € 1,632,721 | € 1,892,167 | ▲ 16% |
Key figures of VerDes Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VerDes Finance?
What happened at VerDes Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 315,561 (▲ 76% vs 2024). Source: NBB ↗
- New establishment in Gent. KBO
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Gent. KBO
In short
From € 220,064 profit in 2022 to € 315,561 profit in 2025.
Paid € 427,371 in corporate taxes since 2022.
Best year ever: 2025, with € 315,561 profit.
Paid out € 367,493 in dividends to the owners in total.
Management
Behind VerDes Finance are Koen Vermeiren and Henk Descamps.
Directors
According to the 2025 annual accounts
Koen Vermeiren
Director
Henk Descamps
Director
Establishments
Establishment units
Physical locations of this company
Ottergemsesteenweg 242
9000 Gent
Heerweg-Noord 1
9052 Gent
Active since 1 January 2019
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- VERMEIREN Koen Roger(oprichter) 50%
- DESCAMPS Henk Hugo Corneel(oprichter) 50%
Details
- Company number
- 0840.788.179
- VAT number
- BE 0840.788.179
- Registered office
- Ottergemsesteenweg 242, 9000 Gent
- Names & denominations
- VerDes Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 October 2011
- Peppol
- Active · Active since 16 Apr 2026
- Contact
- [email protected] 092210148
- Activities · NACE
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