Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
CreativAgency from Waterloo, company number BE0840339407, closed financial year 2025 with a result of € -11 after tax. For that financial year CreativAgency recorded a gross margin of € 704 and equity of € -5,420. Compared with financial year 2024, the result moved from € 2,016 to € -11. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on November 28, 2025.
€ -5,420
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11
▼ still € 2,016 profit in 2024
Profit after tax over the fiscal year.
€ 10,280
▲ 24% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -23,970.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 9,811
▲ 136% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 412
▲ 84% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -11,510 | € -709 | € 2,513 | € 704 | ▼ 72% |
| Profit after taxes | € -11,995 | € -1,206 | € 2,016 | € -11 | ▼ € 2,027 |
| Equity | € -6,219 | € -7,425 | € -5,409 | € -5,420 | |
| Total debts | € 9,526 | € 10,805 | € 13,865 | € 19,767 | ▲ 43% |
| Cash | € 962 | € 2,908 | € 8,259 | € 10,280 | ▲ 24% |
| Retained profit | € -24,769 | € -25,975 | € -23,959 | € -23,970 | |
| Balance sheet total | € 3,306 | € 3,380 | € 8,456 | € 14,347 | ▲ 70% |
Key figures of CreativAgency, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to CreativAgency?
What happened at CreativAgency in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 11 (▼ € 2,027 vs 2024). filed late Source: NBB ↗
- Quentin Croix became a director. NBB
- Mathieu Croix became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Waterloo. KBO
In short
From € 11,995 loss in 2022 to € 11 loss in 2025.
Best year ever: 2024, with € 2,016 profit.
Management
Behind CreativAgency are Quentin Croix and Mathieu Croix . The same people are also behind CROIX CHATELAIN.
Directors
According to the 2025 annual accounts
since 2020
since 2020
Establishments
Establishment units
Physical locations of this company
Clos de la Futaie 12
1410 Waterloo
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0840.339.407
- VAT number
- BE 0840.339.407
- Registered office
- Clos de la Futaie 12, 1410 Waterloo
- Names & denominations
- CreativAgency
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 October 2011
- Peppol
- Active · Active since 14 Jul 2026
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