Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MAF from Namur, company number BE0839986940, closed financial year 2025 with a result of € -1,437 after tax. For that financial year MAF recorded a gross margin of € 20,390 and equity of € 37,546. Compared with financial year 2024, the result moved from € 1,856 to € -1,437. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ 37,546
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,437
▼ still € 1,856 profit in 2024
Profit after tax over the fiscal year.
€ 6,686
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 25,146.
People and assets in 2025
€ 5,481
▼ 83% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 127,859
▼ 19% vs 2024
€ 31,390 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 5,412
▲ 12% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,061
▼ 37% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 68,749 | € 59,516 | € 34,748 | € 20,390 | ▼ 41% |
| Profit after taxes | € 21,496 | € 18,337 | € 1,856 | € -1,437 | ▼ € 3,293 |
| Equity | € 18,790 | € 37,127 | € 38,983 | € 37,546 | ▼ 4% |
| Total debts | € 238,494 | € 198,118 | € 168,231 | € 135,333 | ▼ 20% |
| Cash | € 7,020 | € 10,324 | € 8,354 | € 6,686 | ▼ 20% |
| Land & buildings | € 179,306 | € 170,602 | € 163,135 | € 156,026 | ▼ 4% |
| Retained profit | € 6,390 | € 24,727 | € 26,583 | € 25,146 | ▼ 5% |
| Bank debt | € 218,666 | € 188,947 | € 158,682 | € 127,859 | ▼ 19% |
| Balance sheet total | € 257,284 | € 235,245 | € 207,214 | € 172,879 | ▼ 17% |
Key figures of MAF, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MAF?
What happened at MAF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,437 (▼ € 3,293 vs 2024). Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 21,496 profit in 2022 to € 1,437 loss in 2025.
Paid € 15,450 in corporate taxes since 2022.
Best year ever: 2022, with € 21,496 profit.
A new publication or filing at MAF? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Establishments
Establishment units
Physical locations of this company
Rue Notre-Dame 86
5000 Namur
Tienne aux Pierres(WP) 96
5100 Namur
Active since 15 September 2014
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Website info
Features
Details
- Company number
- 0839.986.940
- VAT number
- BE 0839.986.940
- Registered office
- Rue Notre-Dame 86, 5000 Namur
- Names & denominations
- MAF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 October 2011
- Peppol
- Active · Active since 13 Nov 2025
- Contact
- mademoisellecitadelle.be