Financials
Financial year 2025
FINANCE & VERZEKERINGEN CHARLIER from Overijse, company number BE0839800165, closed financial year 2025 with a result of € 82,606 after tax. For that financial year FINANCE & VERZEKERINGEN CHARLIER recorded a gross margin of € 554,349 and equity of € 241,123. Compared with financial year 2024, the result moved from € -35,629 to € 82,606. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 241,123
▲ 52% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 82,606
▲ still € 35,629 loss in 2024
Profit after tax over the fiscal year.
€ 135,854
▲ 119% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 226,373.
People and assets in 2025
€ 297,078
▲ 13% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 18,645
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 869,064
▲ 35% vs 2024
€ 104,374 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 15,517
▲ 39% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 68,923
▲ 38% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 221,910 | € 387,586 | € 387,351 | € 554,349 | ▲ 43% |
| Profit after taxes | € -70,226 | € 97,996 | € -35,629 | € 82,606 | ▲ € 118,235 |
| Equity | € 96,400 | € 194,396 | € 158,766 | € 241,123 | ▲ 52% |
| Total debts | € 906,573 | € 771,206 | € 706,270 | € 953,505 | ▲ 35% |
| Cash | € 7,212 | € 59,679 | € 61,951 | € 135,854 | ▲ 119% |
| Land & buildings | € 329,992 | € 316,856 | € 293,820 | € 615,848 | ▲ 110% |
| Retained profit | € 81,400 | € 179,396 | € 143,766 | € 226,373 | ▲ 57% |
| Dividend | € 22,384 | € 0 | € 0 | € 0 | |
| Bank debt | € 822,119 | € 697,623 | € 642,168 | € 869,064 | ▲ 35% |
| Balance sheet total | € 1,002,973 | € 965,602 | € 865,037 | € 1,194,627 | ▲ 38% |
Key figures of FINANCE & VERZEKERINGEN CHARLIER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCE & VERZEKERINGEN CHARLIER?
What happened at FINANCE & VERZEKERINGEN CHARLIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 82,606. Source: NBB ↗
- Wim Charlier became a director. NBB
- New establishment in Overijse. KBO
- Start of the company according to the CBE. KBO
In short
From € 70,226 loss in 2022 to € 82,606 profit in 2025.
Paid € 68,437 in corporate taxes since 2022.
Best year ever: 2023, with € 97,996 profit.
Paid out € 22,384 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINANCE & VERZEKERINGEN CHARLIER is Wim Charlier.
Directors
According to the 2025 annual accounts
Wim Charlier
Director
since 2021
Establishments
Establishment units
Physical locations of this company
Terhulpensesteenweg 322
3090 Overijse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0839.800.165
- VAT number
- BE 0839.800.165
- Registered office
- Terhulpensesteenweg 322, 3090 Overijse
- Names & denominations
- FINANCE & VERZEKERINGEN CHARLIER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 September 2011
- Peppol
- Active · Active since 23 Dec 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
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