Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 24 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
14 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
TER WAARDE from Ieper, company number BE0839699997, closed financial year 2025 with a result of € 94,017 after tax. For that financial year TER WAARDE recorded a gross margin of € 344,538 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 73,233 to € 94,017. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 1.1 million
▲ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 94,017
▲ 28% vs 2024
Profit after tax over the fiscal year.
€ 39,348
▲ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 648,716.
Debts at end 2025
€ 1.7 million
▼ 9% vs 2024
€ 218,468 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 4,452
▼ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 49,091
▲ 68% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 331,354 | € 264,497 | € 334,068 | € 344,538 | ▲ 3% |
| Profit after taxes | € 111,150 | € 38,621 | € 73,233 | € 94,017 | ▲ 28% |
| Equity | € 904,345 | € 942,966 | € 1,016,199 | € 1,110,216 | ▲ 9% |
| Total debts | € 2,515,518 | € 2,276,781 | € 2,083,266 | € 1,918,821 | ▼ 8% |
| Cash | € 108,330 | € 47,107 | € 31,546 | € 39,348 | ▲ 25% |
| Land & buildings | € 3,340,282 | € 3,240,457 | € 3,121,492 | € 3,003,318 | ▼ 4% |
| Retained profit | € 442,845 | € 481,466 | € 554,699 | € 648,716 | ▲ 17% |
| Bank debt | € 2,359,024 | € 2,178,879 | € 1,927,084 | € 1,745,155 | ▼ 9% |
| Balance sheet total | € 3,492,091 | € 3,289,197 | € 3,166,137 | € 3,092,932 | ▼ 2% |
Key figures of TER WAARDE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TER WAARDE?
What happened at TER WAARDE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 94,017 (▲ 28% vs 2024). filed late Source: NBB ↗
- DIMARE BV became a director. NBB
- Ann Verbrugghe became a director. NBB
- New establishment in Ieper. KBO
- Monteberghoeve BV became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 111,150 profit in 2022 to € 94,017 profit in 2025.
Paid € 65,545 in corporate taxes since 2022.
Best year ever: 2022, with € 111,150 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Monteberghoeve, CEOCOO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TER WAARDEBehind TER WAARDE are Monteberghoeve BV, Ann Verbrugghe and DIMARE BV. The shares are held by Monteberghoeve (12.5%) and CEOCOO (12.5%).
Directors
According to the 2025 annual accounts
Director · represented by Roelens Carlos
Also active at: United Experts, URBASTA, UE HOLDING, ENBLOC, United Blox
since 2011
since 2021
Director · represented by Coucke Dirk
Also active at: United Experts, UNITED EXPERTS SOUTH, United Blox South, MV Engineering, Ijkpunt Landmeters Oost, U-Mine, UES Holding, UE HOLDING +3 more
since 2023
Shareholders
12.5%
12.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ter Waarde 50
8900 Ieper
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 14 companies are registered at this address.
All companies at this address →Vintia
€ 18.1 million revenue · 2025
DECOSTERE ACCOUNTANCY IEPER
€ 917,639 gross margin · 2025
CCV BELGIUM
€ 26.1 million revenue · 2025
BREVER
€ 27,422 gross margin · 2024
SAG International
€ 325,560 revenue · 2025
+9 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0839.699.997
- VAT number
- BE 0839.699.997
- Registered office
- Ter Waarde 50, 8900 Ieper
- Names & denominations
- TER WAARDE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 September 2011
- Peppol
- Active · Active since 25 Feb 2026