Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FRED CK CONSTRUCT from Bernissart, company number BE0839579144, closed financial year 2025 with a result of € 2,138 after tax. For that financial year FRED CK CONSTRUCT recorded a gross margin of € 8,776 and equity of € 21,928. Compared with financial year 2024, the result moved from € 6,118 to € 2,138. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 21,928
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,138
▼ 65% vs 2024
Profit after tax over the fiscal year.
€ 12
▼ € 11,345 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 3,328.
Debts at end 2025
€ 42,493
▼ 9% vs 2024
€ 9,200 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2,364
▼ 37% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 810
▲ 15% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 26,730 | € 11,508 | € 15,998 | € 8,776 | ▼ 45% |
| Profit after taxes | € 15,079 | € 5,897 | € 6,118 | € 2,138 | ▼ 65% |
| Equity | € 7,774 | € 13,671 | € 19,790 | € 21,928 | ▲ 11% |
| Total debts | € 74,335 | € 68,057 | € 69,432 | € 63,384 | ▼ 9% |
| Cash | € 3,006 | € 1,022 | € 11,357 | € 12 | ▼ € 11,345 |
| Retained profit | € -10,826 | € -4,929 | € 1,190 | € 3,328 | ▲ 180% |
| Bank debt | € 63,987 | € 56,869 | € 46,890 | € 42,493 | ▼ 9% |
| Balance sheet total | € 82,109 | € 81,728 | € 89,222 | € 85,311 | ▼ 4% |
Key figures of FRED CK CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FRED CK CONSTRUCT?
What happened at FRED CK CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 2,138 (▼ 65% vs 2024). Source: NBB ↗
- New establishment in Bernissart. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,079 profit in 2022 to € 2,138 profit in 2025.
Paid € 2,835 in corporate taxes since 2022.
Best year ever: 2022, with € 15,079 profit.
Management
Behind FRED CK CONSTRUCT are Isabelle Lienard and Frederick Courtois.
Directors
According to the 2025 annual accounts
Isabelle Lienard
Director
Frederick Courtois
Manager
Establishments
Establishment units
Physical locations of this company
Rue Emile Carlier (BLA) 123 box a
7321 Bernissart
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0839.579.144
- VAT number
- BE 0839.579.144
- Registered office
- Rue Emile Carlier (BLA) 123 bus a, 7321 Bernissart
- Names & denominations
- FRED CK CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 23 September 2011
- Peppol
- Active · Active since 11 Sept 2025
- Activities · NACE
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