Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 31 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GOENS VERZEKERINGSBURO from Veurne, company number BE0838866688, closed financial year 2025 with a result of € 17,543 after tax. For that financial year GOENS VERZEKERINGSBURO recorded a gross margin of € 499,044 and equity of € 124,607. Compared with financial year 2024, the result moved from € 30,278 to € 17,543. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 124,607
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 17,543
▼ 42% vs 2024
Profit after tax over the fiscal year.
€ 57,787
▼ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 114,607.
People and assets in 2025
4.3
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 349,105
▲ 30% vs 2024
€ 81,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 3,204
▲ 10% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7,175
▼ 85% vs 2024
Loans from banks and other lenders, long and short.
€ 8,744
▼ 1% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,671
▲ 29% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 414,697 | € 434,241 | € 437,062 | € 499,044 | ▲ 14% |
| Profit after taxes | € 7,149 | € 14,763 | € 30,278 | € 17,543 | ▼ 42% |
| Equity | € 62,023 | € 76,786 | € 107,064 | € 124,607 | ▲ 16% |
| Total debts | € 652,766 | € 487,806 | € 394,612 | € 213,785 | ▼ 46% |
| Cash | € 36,859 | € 26,682 | € 90,916 | € 57,787 | ▼ 36% |
| Retained profit | € 52,023 | € 66,786 | € 97,064 | € 114,607 | ▲ 18% |
| Bank debt | € 220,492 | € 136,569 | € 46,946 | € 7,175 | ▼ 85% |
| Balance sheet total | € 714,789 | € 564,592 | € 501,676 | € 338,392 | ▼ 33% |
| Employees (FTE) | 3.8 | 3.7 | 3.4 | 4.3 | ▲ 0.9 |
Key figures of GOENS VERZEKERINGSBURO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GOENS VERZEKERINGSBURO?
What happened at GOENS VERZEKERINGSBURO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 17,543 (▼ 42% vs 2024). Source: NBB ↗
- New establishment in Veurne. KBO
- Start of the company according to the CBE. KBO
- Vannoote VOF became a director. NBB
- Patrimonitor Comm.V became a director. NBB
In short
From € 7,149 profit in 2022 to € 17,543 profit in 2025.
Paid € 41,257 in corporate taxes since 2022.
Best year ever: 2024, with € 30,278 profit.
On average € 116,100 of value added per employee in 2025.
A new publication or filing at GOENS VERZEKERINGSBURO? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind GOENS VERZEKERINGSBURO are Vannoote VOF and Patrimonitor Comm.V. The same people are also behind Financieel Adviesburo Veurne.
Directors
According to the 2025 annual accounts
Director · represented by Martine Vannoote
Also active at: Financieel Adviesburo Veurne
since 2011
Director · represented by Filip De Fauw
Also active at: Financieel Adviesburo Veurne
since 2011
Establishments
Establishment units
Physical locations of this company
Ooststraat 54
8630 Veurne
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0838.866.688
- VAT number
- BE 0838.866.688
- Registered office
- Ooststraat 54, 8630 Veurne
- Names & denominations
- GOENS VERZEKERINGSBURO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 August 2011
- Peppol
- Active · Active since 15 May 2025
- Contact
- goensverzekeringsburo.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Activiteiten van holdings
Holdings