Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 3 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2022 and 2023.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2023; threshold 65 %.
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Annual account missing NBB
Fiscal year 2024 was expected before 31 July 2025 and has not been filed.
Financials
Financial year 2023
ISEF from Schaarbeek, company number BE0838439591, closed financial year 2023 with a result of € -16,691 after tax. For that financial year ISEF recorded a gross margin of € -14,060 and equity of € -51,027. Compared with financial year 2022, the result moved from € -8,692 to € -16,691. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2024.
€ -51,027
▼ € 16,691 vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -16,691
▼ 92 % more loss than in 2022
Profit after tax over the fiscal year.
€ 1,228
▼ 37% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -63,427.
People and assets in 2023
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2023
€ 1,991
Loans from banks and other lenders, long and short.
€ 14,100
▼ 9% vs 2022
Supplier invoices still open on the last day of the fiscal year.
€ 4,489
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € -6,864 | € -6,350 | € -14,060 | ▼ € 7,710 |
| Profit after taxes | € -9,162 | € -8,692 | € -16,691 | ▼ € 8,000 |
| Equity | € -25,644 | € -34,335 | € -51,027 | ▼ € 16,691 |
| Total debts | € 33,203 | € 42,215 | € 58,065 | ▲ 38% |
| Cash | € 1,675 | € 1,934 | € 1,228 | ▼ 37% |
| Retained profit | € -38,044 | € -46,735 | € -63,427 | ▼ € 16,691 |
| Bank debt | € 87 | € 0 | € 1,991 | |
| Balance sheet total | € 7,559 | € 7,880 | € 7,038 | ▼ 11% |
Key figures of ISEF, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to ISEF?
What happened at ISEF in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2023: loss of € 16,691. filed late Source: NBB ↗
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,162 loss in 2021 to € 16,691 loss in 2023.
A new publication or filing at ISEF? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2023 annual accounts
Svilen Yanev
Director
Establishments
Establishment units
Physical locations of this company
Wijnheuvelenstraat 166
1030 Schaarbeek
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0838.439.591
- VAT number
- BE 0838.439.591
- Registered office
- Wijnheuvelenstraat 166, 1030 Schaarbeek
- Names & denominations
- ISEF
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 9 August 2011
- Peppol
- Active · Active since 6 Jan 2026
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)