Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 2 of the last 3 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
(S)anders from Lummen, company number BE0838359815, closed financial year 2025 with a result of € -7,415 after tax. For that financial year (S)anders recorded a gross margin of € -3,539 and equity of € -12,533. Compared with financial year 2024, the result moved from € -13,386 to € -7,415. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ -12,533
▼ € 7,415 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -7,415
▲ 45 % less loss than in 2024
Profit after tax over the fiscal year.
€ 27
▼ € 5,858 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -18,533.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 201
▼ 74% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2,462
Loans from banks and other lenders, long and short.
€ 5,026
▲ € 3,905 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,350
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 8,017 | € -8,651 | € -3,539 | ▲ € 5,112 |
| Profit after taxes | € 2,858 | € -13,386 | € -7,415 | ▲ € 5,971 |
| Equity | € 3,267 | € -5,119 | € -12,533 | ▼ € 7,415 |
| Total debts | € 17,917 | € 26,306 | € 47,219 | ▲ 79% |
| Cash | € 2,184 | € 5,885 | € 27 | ▼ € 5,858 |
| Retained profit | € 2,267 | € -11,119 | € -18,533 | ▼ € 7,415 |
| Bank debt | € 0 | € 0 | € 2,462 | |
| Balance sheet total | € 21,184 | € 21,188 | € 34,686 | ▲ 64% |
Key figures of (S)anders, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to (S)anders?
What happened at (S)anders in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7,415. Source: NBB ↗
- New establishment in Lummen. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,858 profit in 2023 to € 7,415 loss in 2025.
Paid € 0 in corporate taxes since 2023.
Best year ever: 2023, with € 2,858 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Sander Vandezande
Director
Establishments
Establishment units
Physical locations of this company
Jantenstraat 23
3560 Lummen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0838.359.815
- VAT number
- BE 0838.359.815
- Registered office
- Jantenstraat 23, 3560 Lummen
- Names & denominations
- (S)anders
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 August 2011
- Peppol
- Active · Active since 25 Nov 2025
- Activities · NACE
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