Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARMI ZEMST from Zemst, company number BE0838221441, closed financial year 2025 with a result of € 580,687 after tax. For that financial year CARMI ZEMST recorded a gross margin of € 2.1 million and equity of € 1.8 million. Compared with financial year 2024, the result moved from € 522,914 to € 580,687. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 1.8 million
▼ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 580,687
▲ 11% vs 2024
Profit after tax over the fiscal year.
€ 122,339
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.1 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
23
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.2 million
▲ 3% vs 2024
€ 50,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 468,475
▼ 62% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 318,637
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | € 11,763,472 | - | |
| Gross margin | € 1,876,100 | € 1,783,672 | - | € 2,147,426 | |
| Profit after taxes | € 782,144 | € 636,305 | € 522,914 | € 580,687 | ▲ 11% |
| Equity | € 1,658,837 | € 2,295,142 | € 2,318,056 | € 1,798,744 | ▼ 22% |
| Total debts | € 2,513,216 | € 2,445,096 | € 2,243,271 | € 2,112,500 | ▼ 6% |
| Cash | € 876,452 | € 511,800 | € 224,156 | € 122,339 | ▼ 45% |
| Retained profit | € 1,148,737 | € 1,785,042 | € 1,807,956 | € 1,288,644 | ▼ 29% |
| Dividend | € 500,000 | € 0 | € 500,000 | € 1,100,000 | ▲ 120% |
| Balance sheet total | € 4,988,218 | € 5,546,000 | € 5,358,148 | € 4,700,312 | ▼ 12% |
| Employees (FTE) | 23 | 21.8 | 22.5 | 23 | ▲ 0.5 |
Key figures of CARMI ZEMST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to CARMI ZEMST?
What happened at CARMI ZEMST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 580,687 (▲ 11% vs 2024). Source: NBB ↗
- DDMD BV became a director. NBB
- Marie-Claire Martens became a director. NBB
- New establishment in Zemst. KBO
- Start of the company according to the CBE. KBO
In short
From € 782,144 profit in 2022 to € 580,687 profit in 2025.
Paid € 817,044 in corporate taxes since 2022.
Best year ever: 2022, with € 782,144 profit.
On average € 93,400 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DDMD, DD LOGISTICS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CARMI ZEMSTBehind CARMI ZEMST are DDMD BV and Marie-Claire Martens. The shares are held by DDMD (99.2%) and DD LOGISTICS (0.8%). It owns 0.3% of DD Logistics itself.
Directors
According to the 2025 annual accounts
Director · represented by Decremer MICHEL
Also active at: DD LOGISTICS, Carmi Korbeek-Lo, Carmi Aubel
since 2017
Marie-Claire Martens
Director
Also active at: DISTRI SHOE, DD LOGISTICS, DDMD, Carmi Korbeek-Lo, Carmi Aubel
since 2017
Shareholders
99.2%
0.8%
Participations
0.3%
Establishments
Establishment units
Physical locations of this company
Brusselsesteenweg 129
1980 Zemst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0838.221.441
- VAT number
- BE 0838.221.441
- Registered office
- Brusselsesteenweg 129, 1980 Zemst
- Names & denominations
- CARMI ZEMST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 July 2011
- Peppol
- Active · Active since 24 Oct 2025
- Activities · NACE
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Reparatie en onderhoud van schoeisel en lederwaren
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Detailhandel in lederwaren en reisartikelen