Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
CARMI ZEMST from Zemst, company number BE0838221441, closed financial year 2026 with a result of € 422,992 after tax. For that financial year CARMI ZEMST recorded a gross margin of € 2.1 million and equity of € 2.2 million. Compared with financial year 2025, the result moved from € 580,687 to € 422,992. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 26, 2026.
€ 2.2 million
▲ 24% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 422,992
▼ 27% vs 2025
Profit after tax over the fiscal year.
€ 682,523
▲ € 560,184 vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 1.7 million.
People and assets in 2026
23
Average over the fiscal year, from the social balance sheet.
€ 1.2 million
▲ 3% vs 2025
€ 51,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 50,343
Book value of vehicles, furniture and equipment.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 2.1 million
▲ € 1.6 million vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 294,603
▼ 8% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Revenue | - | € 11,763,472 | - | - | |
| Gross margin | € 1,783,672 | - | € 2,147,426 | € 2,120,840 | ▼ 1% |
| Profit after taxes | € 636,305 | € 522,914 | € 580,687 | € 422,992 | ▼ 27% |
| Equity | € 2,295,142 | € 2,318,056 | € 1,798,744 | € 2,221,736 | ▲ 24% |
| Total debts | € 2,445,096 | € 2,243,271 | € 2,112,500 | € 2,736,828 | ▲ 30% |
| Cash | € 511,800 | € 224,156 | € 122,339 | € 682,523 | ▲ € 560,184 |
| Retained profit | € 1,785,042 | € 1,807,956 | € 1,288,644 | € 1,711,636 | ▲ 33% |
| Dividend | € 0 | € 500,000 | € 1,100,000 | € 0 | ▼ 100% |
| Balance sheet total | € 5,546,000 | € 5,358,148 | € 4,700,312 | € 5,756,949 | ▲ 22% |
| Employees (FTE) | 21.8 | 22.5 | 23 | 23 |
By gross margin, CARMI ZEMST ranks 1st of 48 companies with main activity “Detailhandel in schoeisel” in Flemish Brabant that publish figures (fiscal year 2026).
Key figures of CARMI ZEMST, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
Ask about CARMI ZEMST the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
Connect ChatGPT or Claude for free- ChatGPT
- Claude
Free account, no payment card. Key figures unlimited, the annual accounts and deeds of 10 companies a month. Need more? Get in touch, we are looking for our first pilot users.
What happened to CARMI ZEMST?
What happened at CARMI ZEMST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 422,992 (▼ 27% vs 2025). Source: NBB ↗
- DDMD BV became a director. NBB
- Marie-Claire Martens became a director. NBB
- Incorporation, published in the Gazette. Source: Staatsblad ↗
- New establishment in Zemst. KBO
In short
From € 636,305 profit in 2023 to € 422,992 profit in 2026.
Paid € 791,542 in corporate taxes since 2023.
Best year ever: 2023, with € 636,305 profit.
On average € 92,200 of value added per employee in 2026.
Management
The stake of DDMD, DD LOGISTICS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CARMI ZEMSTBehind CARMI ZEMST are DDMD BV and Marie-Claire Martens. The shares are held by DDMD (100%) and DD LOGISTICS (0.8%).
Directors
According to the 2026 annual accounts
Director · represented by Decremer Michel
Also active at: DD LOGISTICS, Carmi Korbeek-Lo, Carmi Aubel
since 2017
Marie-Claire Martens
Director
Also active at: DISTRI SHOE, DD LOGISTICS, DDMD, Carmi Korbeek-Lo, Carmi Aubel
since 2017
Shareholders
100%
0.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Brusselsesteenweg 129
1980 Zemst
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Similar companies in Flemish Brabant
Same main activity (Detailhandel in schoeisel), 58 active companies in Flemish Brabant, largest first.
€ 21.1 million revenue · 2026 · Zemst
€ 2.1 million gross margin · 2026 · Bierbeek
€ 604,973 gross margin · 2025 · Aarschot
€ 604,628 gross margin · 2025 · Leuven
€ 511,658 gross margin · 2025 · Aarschot
€ 395,811 gross margin · 2026 · Haacht
Shareholders according to the Official Gazette deeds
Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.
Incorporation
Source: Deed ↗- DECREMER Michel Georges Jules Marie(oprichter) 50%
- DECREMER Werner Paul Michel Marie(oprichter) 50%
Details
- Company number
- 0838.221.441
- VAT number
- BE 0838.221.441
- Registered office
- Brusselsesteenweg 129, 1980 Zemst
- Names & denominations
- CARMI ZEMST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 July 2011
- Peppol
- Active · Active since 24 Oct 2025
- Activities · NACE
Detailhandel in schoeisel
Reparatie en onderhoud van schoeisel en lederwaren
Detailhandel in kledingaccessoires
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)
Detailhandel in lederwaren en reisartikelen