Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
INVESTORAMA from Brugge, company number BE0837931431, closed financial year 2025 with a result of € 78,781 after tax. For that financial year INVESTORAMA recorded a gross margin of € 107,333 and equity of € 587,679. Compared with financial year 2024, the result moved from € 107,560 to € 78,781. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.
€ 587,679
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 78,781
▼ 27% vs 2024
Profit after tax over the fiscal year.
€ 112,482
▲ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 70,000 paid out
89 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 253,853
▼ 13% vs 2024
€ 44,201 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 3,063
▼ 81% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 194,815 | € 128,326 | € 156,128 | € 107,333 | ▼ 31% |
| Profit after taxes | € 140,538 | € 89,105 | € 107,560 | € 78,781 | ▼ 27% |
| Equity | € 482,232 | € 511,337 | € 578,898 | € 587,679 | ▲ 2% |
| Total debts | € 899,269 | € 778,919 | € 714,220 | € 689,805 | ▼ 3% |
| Cash | € 86,750 | € 59,913 | € 58,267 | € 112,482 | ▲ 93% |
| Land & buildings | € 387,052 | € 374,937 | € 366,996 | € 354,046 | ▼ 4% |
| Retained profit | € 476,032 | € 505,137 | € 572,698 | € 581,479 | ▲ 2% |
| Dividend | € 84,400 | € 60,000 | € 40,000 | € 70,000 | ▲ 75% |
| Bank debt | € 473,594 | € 356,136 | € 292,370 | € 253,853 | ▼ 13% |
| Balance sheet total | € 1,381,501 | € 1,290,257 | € 1,293,118 | € 1,277,483 | ▼ 1% |
Key figures of INVESTORAMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to INVESTORAMA?
What happened at INVESTORAMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 78,781 (▼ 27% vs 2024). filed late Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
In short
From € 140,538 profit in 2022 to € 78,781 profit in 2025.
Paid € 56,010 in corporate taxes since 2022.
Best year ever: 2022, with € 140,538 profit.
Paid out € 254,400 in dividends to the owners in total.
Management
Behind INVESTORAMA are MISSEEUW FINDUSTRIES Comm.V, IMCAS Comm.V and HAEGEBAERT FINDUSTRIES Comm.V. It owns 100% of Raadhuis verzekeringen and 100% of Raadhuis Fin itself.
Directors
According to the 2025 annual accounts
Director · represented by BENEDICT MISSEEUW
Director · represented by BRUNO HAEGEBAERT
Establishments
Establishment units
Physical locations of this company
Torhoutse Steenweg 272
8200 Brugge
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →RAADHUIS B&F
€ 2.6 million gross margin · 2025
BD-CONSULT
€ 62,625 gross margin · 2025
RAADHUIS VERZEKERINGEN same network
€ 1.1 million gross margin · 2025
SIMMES
€ 43,021 gross margin · 2025
Raadhuis Findustries
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0837.931.431
- VAT number
- BE 0837.931.431
- Registered office
- Torhoutse Steenweg 272, 8200 Brugge
- Names & denominations
- INVESTORAMA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 July 2011
- Peppol
- Not registered
- Activities · NACE
Activiteiten van holdings
Holdings