Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 2 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2024; threshold 65 %.
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Annual account missing NBB
Fiscal year 2025 was expected before 31 March 2026 and has not been filed.
Financials
Financial year 2024
BAMS Paul from Lummen, company number BE0837632216, closed financial year 2024 with a result of € 2,996 after tax. For that financial year BAMS Paul recorded a gross margin of € 33,441 and equity of € -58,615. Compared with financial year 2023, the result moved from € -250,225 to € 2,996. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 27, 2025.
€ -58,615
▲ € 2,996 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,996
▲ still € 250,225 loss in 2023
Profit after tax over the fiscal year.
€ 1,839
▲ 78% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € -234,815.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
€ 89,288
▼ 24% vs 2023
€ 28,714 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 273
▼ 93% vs 2023
Supplier invoices still open on the last day of the fiscal year.
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| 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|
| Gross margin | € -97,658 | € 33,441 | ▲ € 131,099 |
| Profit after taxes | € -250,225 | € 2,996 | ▲ € 253,221 |
| Equity | € -61,611 | € -58,615 | ▲ € 2,996 |
| Total debts | € 131,311 | € 114,502 | ▼ 13% |
| Cash | € 1,032 | € 1,839 | ▲ 78% |
| Land & buildings | € 62,895 | € 39,206 | ▼ 38% |
| Retained profit | € -237,811 | € -234,815 | ▲ € 2,996 |
| Bank debt | € 117,002 | € 89,288 | ▼ 24% |
| Balance sheet total | € 69,701 | € 55,887 | ▼ 20% |
Key figures of BAMS Paul, fiscal years 2023 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 March 2026.
What happened to BAMS Paul?
What happened at BAMS Paul in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 2,996. filed late Source: NBB ↗
- Paul Bams became a director. NBB
- New establishment in Heusden-Zolder. KBO
- Start of the company according to the CBE. KBO
In short
From € 250,225 loss in 2023 to € 2,996 profit in 2024.
Best year ever: 2024, with € 2,996 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Paul Bams
Director
since 2011
Establishments
Establishment units
Physical locations of this company
Heesstraat 3 box /0.01
3560 Lummen
Vlinderstraat 17
3550 Heusden-Zolder
Active since 4 July 2011
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0837.632.216
- VAT number
- BE 0837.632.216
- Registered office
- Heesstraat 3 bus /0.01, 3560 Lummen
- Names & denominations
- BAMS Paul
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 July 2011
- Peppol
- Active · Active since 6 Jan 2025
- Activities · NACE
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