Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DE CHAPPER from Zonhoven, company number BE0837605688, closed financial year 2025 with a result of € 13,829 after tax. For that financial year DE CHAPPER recorded a gross margin of € 81,998 and equity of € 99,131. Compared with financial year 2024, the result moved from € 11,849 to € 13,829. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ 99,131
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,829
▲ 17% vs 2024
Profit after tax over the fiscal year.
€ 17,649
▼ 56% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1,666 paid out
12 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 118,814
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 361,168
▼ 14% vs 2024
€ 63,280 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 44,441
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,055
▲ 52% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 24,859 | € 52,537 | € 68,613 | € 81,998 | ▲ 20% |
| Profit after taxes | € 2,235 | € 6,131 | € 11,849 | € 13,829 | ▲ 17% |
| Equity | € 72,320 | € 76,785 | € 86,968 | € 99,131 | ▲ 14% |
| Total debts | € 398,390 | € 422,499 | € 482,223 | € 412,931 | ▼ 14% |
| Cash | € 44,104 | € 19,202 | € 39,748 | € 17,649 | ▼ 56% |
| Land & buildings | € 367,700 | € 350,447 | € 333,193 | € 315,940 | ▼ 5% |
| Retained profit | € 62,320 | € 66,785 | € 76,968 | € 89,131 | ▲ 16% |
| Dividend | € 0 | € 1,666 | € 1,666 | € 1,666 | |
| Bank debt | € 350,666 | € 377,206 | € 418,253 | € 361,168 | ▼ 14% |
| Balance sheet total | € 470,711 | € 499,284 | € 569,191 | € 512,062 | ▼ 10% |
Key figures of DE CHAPPER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DE CHAPPER?
What happened at DE CHAPPER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,829 (▲ 17% vs 2024). filed late Source: NBB ↗
- New establishment in Houthalen-Helchteren. KBO
- Jarne Vanderheyden became a director. NBB
- New establishment in Zonhoven. KBO
- Kristof Vanderheyden became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 2,235 profit in 2022 to € 13,829 profit in 2025.
Paid € 19,311 in corporate taxes since 2022.
Best year ever: 2025, with € 13,829 profit.
Paid out € 4,998 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DE CHAPPER are Jarne Vanderheyden and Kristof Vanderheyden.
Directors
According to the 2025 annual accounts
Jarne Vanderheyden
Director
since 2024
Kristof Vanderheyden
Director
since 2011
Establishments
Establishment units
Physical locations of this company
Bekerveldweg 80
3520 Zonhoven
Europark 1005 box 11
3530 Houthalen-Helchteren
Active since 1 January 2026
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0837.605.688
- VAT number
- BE 0837.605.688
- Registered office
- Bekerveldweg 80, 3520 Zonhoven
- Names & denominations
- DE CHAPPER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 2011
- Peppol
- Active · Active since 31 Aug 2023
- Activities · NACE
Chapewerken
Metselwerk
Installatie van isolatie
Bouw van autowegen en andere wegen
Verhuur en lease van machines en installaties voor de bouwnijverheid en de weg- en waterbouw
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Uitvoeren van metsel- en voegwerken
Isolatiewerkzaamheden