Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
21 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Finimmo 8970 from Gistel, company number BE0837588961, closed financial year 2025 with a result of € 452,584 after tax. For that financial year Finimmo 8970 recorded a gross margin of € 880,604 and equity of € 781,817. Compared with financial year 2024, the result moved from € 434,217 to € 452,584. Profitable, and profit is growing. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 10, 2025.
€ 781,817
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 452,584
▲ 4% vs 2024
Profit after tax over the fiscal year.
€ 95,370
▲ 171% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 470,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
Debts at end 2025
€ 3 million
▼ 9% vs 2024
€ 273,975 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 7,808
▲ 157% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 731,482 | € 765,343 | € 840,338 | € 880,604 | ▲ 5% |
| Profit after taxes | € 341,451 | € 381,262 | € 434,217 | € 452,584 | ▲ 4% |
| Equity | € 823,754 | € 815,016 | € 799,233 | € 781,817 | ▼ 2% |
| Total debts | € 4,628,486 | € 4,716,967 | € 4,317,428 | € 4,034,342 | ▼ 7% |
| Cash | € 292,855 | € 169,917 | € 35,151 | € 95,370 | ▲ 171% |
| Land & buildings | € 4,861,466 | € 5,054,281 | € 4,935,947 | € 4,809,760 | ▼ 3% |
| Retained profit | € 803,754 | € 795,016 | € 779,233 | € 761,817 | ▼ 2% |
| Dividend | € 345,000 | € 390,000 | € 450,000 | € 470,000 | ▲ 4% |
| Bank debt | € 3,604,445 | € 3,557,256 | € 3,306,546 | € 3,010,006 | ▼ 9% |
| Balance sheet total | € 5,581,682 | € 5,657,157 | € 5,235,465 | € 4,928,593 | ▼ 6% |
Key figures of Finimmo 8970, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to Finimmo 8970?
What happened at Finimmo 8970 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 452,584 (▲ 4% vs 2024). Source: NBB ↗
- Luc Grauwet BV became a director. NBB
- Roger Grauwet became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Gistel. KBO
In short
From € 341,451 profit in 2022 to € 452,584 profit in 2025.
Paid € 562,786 in corporate taxes since 2022.
Best year ever: 2025, with € 452,584 profit.
Paid out € 1.7 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Finimmo Belgium comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Finimmo 8970Behind Finimmo 8970 are Luc Grauwet BV and Roger Grauwet. The shares are held by Finimmo Belgium (100%).
Directors
According to the 2025 annual accounts
Director · represented by Luc GRAUWET
Also active at: FINIMMO 9600, FINIMMO 8900, IDE Woods, IDE Group, SOLID, PGS RDB Pallets, 5G Multimodal, Green Nature Energy +10 more
since 2021
Roger Grauwet
Director
Also active at: FINIMMO 9600, PGS RODANAR PALLETS, PGS De Backer Pallets, White Field Development, FINIMMO 8900, PGS SPECIAL PACKAGING, GRACO, PGS RDB Pallets +10 more
since 2021
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Torhoutse Baan 5 box 2
8470 Gistel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 21 companies are registered at this address.
All companies at this address →FINIMMO 9600 same network
€ 32,627 gross margin · 2025
PGS RODANAR PALLETS same network
€ 50.5 million revenue · 2025
PGS De Backer Pallets same network
€ 49.3 million revenue · 2025
White Field Development same network
€ 161,870 gross margin · 2025
PGS SPECIAL PACKAGING same network
€ 209,625 gross margin · 2025
+16 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0837.588.961
- VAT number
- BE 0837.588.961
- Registered office
- Torhoutse Baan 5 bus 2, 8470 Gistel
- Names & denominations
- Finimmo 8970
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2011
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Handel in eigen onroerend goed