L&M is registered with the CBE as active in: Ontwikkeling van residentiële bouwprojecten. Private Limited, started on 6 May 2011, 1 establishment.

What is the address of L&M?

The registered office of L&M is located at St.-Katharinastraat 87, 2870 Puurs-Sint-Amands.

Yes. According to the CBE (18 September 2026) L&M is active, legal situation “Normale toestand”, started on 6 May 2011.

Is L&M registered on Peppol?

Yes, L&M is registered on the Peppol network with ID 0208:0836270553.

What is the enterprise number of L&M?

The enterprise number of L&M is BE0836270553.

Who are the directors of L&M?

According to the 2025 annual accounts, the directors of L&M are: Luc Ruysch.

Is L&M a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 6 May 2011; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did L&M make in 2025?

L&M recorded a loss after taxes of € 30,426 in financial year 2025.

What is the revenue of L&M?

As a small company, L&M is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 21,298.

L&M (Private Limited) - Puurs-Sint-Amands - BE0836270553

Dossier L&M, printed on 18 September 2026 from databakkes.be/en/0836270553/l-m. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.
Tight liquidity NBB

Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

L&M from Puurs-Sint-Amands, company number BE0836270553, closed financial year 2025 with a result of € -30,426 after tax. For that financial year L&M recorded a gross margin of € 21,298 and equity of € -184,970. Compared with financial year 2024, the result moved from € 18,910 to € -30,426. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 4, 2026.

What it is worth Caution

€ -184,970

▼ € 30,426 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -30,426

▼ still € 18,910 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 18,498

▼ 35% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -203,570.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Vehicles and equipment

€ 22,233

▲ € 20,301 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 10 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 331,032

▲ 74% vs 2024

€ 34,762 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.

Owed to suppliers

€ 1,785

▲ 52% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 918

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 19,330 Gross margin 2022: € 19,330 First fiscal year in the series	€ 60,745 Gross margin 2023: € 60,745 ▲ 214% vs 2022 (€ 19,330) Favourable step	€ 69,638 Gross margin 2024: € 69,638 ▲ 15% vs 2023 (€ 60,745) Favourable step	€ 21,298 Gross margin 2025: € 21,298 ▼ 69% vs 2024 (€ 69,638) Unfavourable step	▼ 69%
Profit after taxes	€ -46,429 Profit after taxes 2022: € -46,429 First fiscal year in the series	€ -282 Profit after taxes 2023: € -282 ▲ € 46,147 vs 2022 (€ -46,429) Favourable step	€ 18,910 Profit after taxes 2024: € 18,910 ▲ € 19,193 vs 2023 (€ -282) Favourable step	€ -30,426 Profit after taxes 2025: € -30,426 ▼ € 49,337 vs 2024 (€ 18,910) Unfavourable step	▼ € 49,337
Equity	€ -173,171 Equity 2022: € -173,171 First fiscal year in the series	€ -173,454 Equity 2023: € -173,454 Unchanged (€ -173,171) Unfavourable step	€ -154,544 Equity 2024: € -154,544 ▲ € 18,910 vs 2023 (€ -173,454) Favourable step	€ -184,970 Equity 2025: € -184,970 ▼ € 30,426 vs 2024 (€ -154,544) Unfavourable step	▼ € 30,426
Total debts	€ 463,458 Total debts 2022: € 463,458 First fiscal year in the series	€ 414,947 Total debts 2023: € 414,947 ▼ 10% vs 2022 (€ 463,458) Favourable step	€ 367,501 Total debts 2024: € 367,501 ▼ 11% vs 2023 (€ 414,947) Favourable step	€ 359,221 Total debts 2025: € 359,221 ▼ 2% vs 2024 (€ 367,501) Favourable step	▼ 2%
Cash	€ 10,654 Cash 2022: € 10,654 First fiscal year in the series	€ 24,016 Cash 2023: € 24,016 ▲ 125% vs 2022 (€ 10,654) Favourable step	€ 28,465 Cash 2024: € 28,465 ▲ 19% vs 2023 (€ 24,016) Favourable step	€ 18,498 Cash 2025: € 18,498 ▼ 35% vs 2024 (€ 28,465) Unfavourable step	▼ 35%
Land & buildings	€ 235,348 Land & buildings 2022: € 235,348 First fiscal year in the series	€ 194,921 Land & buildings 2023: € 194,921 ▼ 17% vs 2022 (€ 235,348) Unchanged	€ 154,495 Land & buildings 2024: € 154,495 ▼ 21% vs 2023 (€ 194,921) Unchanged	€ 116,601 Land & buildings 2025: € 116,601 ▼ 25% vs 2024 (€ 154,495) Unchanged	▼ 25%
Retained profit	€ -191,771 Retained profit 2022: € -191,771 First fiscal year in the series	€ -192,054 Retained profit 2023: € -192,054 Unchanged (€ -191,771) Unfavourable step	€ -173,144 Retained profit 2024: € -173,144 ▲ € 18,910 vs 2023 (€ -192,054) Favourable step	€ -203,570 Retained profit 2025: € -203,570 ▼ € 30,426 vs 2024 (€ -173,144) Unfavourable step	▼ € 30,426
Bank debt	€ 255,582 Bank debt 2022: € 255,582 First fiscal year in the series	€ 223,311 Bank debt 2023: € 223,311 ▼ 13% vs 2022 (€ 255,582) Favourable step	€ 189,905 Bank debt 2024: € 189,905 ▼ 15% vs 2023 (€ 223,311) Favourable step	€ 331,032 Bank debt 2025: € 331,032 ▲ 74% vs 2024 (€ 189,905) Unfavourable step	▲ 74%
Balance sheet total	€ 290,287 Balance sheet total 2022: € 290,287 First fiscal year in the series	€ 241,493 Balance sheet total 2023: € 241,493 ▼ 17% vs 2022 (€ 290,287) Unchanged	€ 212,958 Balance sheet total 2024: € 212,958 ▼ 12% vs 2023 (€ 241,493) Unchanged	€ 174,251 Balance sheet total 2025: € 174,251 ▼ 18% vs 2024 (€ 212,958) Unchanged	▼ 18%

Key figures of L&M, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to L&M?

What happened at L&M in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 4, 2026 New annual accounts for financial year 2025: loss of € 30,426 (▼ € 49,337 vs 2024). Source: NBB ↗
2022 Luc Ruysch became a director. NBB
Jul 1, 2011 New establishment in Puurs-Sint-Amands. KBO
May 6, 2011 Start of the company according to the CBE. KBO

In short

From € 46,429 loss in 2022 to € 30,426 loss in 2025.

Paid € 1,616 in corporate taxes since 2022.

Best year ever: 2024, with € 18,910 profit.

Original PDFs at the National Bank ↗

A new publication or filing at L&M? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Luc Ruysch

L&M

Behind L&M is Luc Ruysch.

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Directors

According to the 2025 annual accounts

Luc Ruysch

Director

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

St.-Katharinastraat 87

2870 Puurs-Sint-Amands

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0836.270.553
VAT number: BE 0836.270.553
Registered office: St.-Katharinastraat 87, 2870 Puurs-Sint-Amands
Names & denominations: L&M
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 6 May 2011
Peppol: Active · Active since 11 Jun 2025
Activities · NACE: Ontwikkeling van residentiële bouwprojecten

View on CBE Public ↗ Annual accounts (NBB) ↗

L&M