Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 62.5 to 52.6.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2025
TOITURES BERNARD from Nivelles, company number BE0836251351, closed financial year 2025 with a result of € -20,103 after tax. For that financial year TOITURES BERNARD recorded revenue of € 9.5 million and equity of € 172,294. Compared with financial year 2024, the result moved from € 40,222 to € -20,103. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 172,294
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -20,103
▼ still € 40,222 profit in 2024
Profit after tax over the fiscal year.
€ 277,224
▲ 114% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 132,726.
People and assets in 2025
52.6
▼ 6.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.7 million
▼ 7% vs 2024
€ 52,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 229,227
▼ 19% vs 2024
Of which on lease € 127,892.
Debts at end 2025
€ 872,377
▼ 12% vs 2024
€ 70,786 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 2.2 million
▲ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 118 days on average.
€ 127,311
▼ 17% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 9,954,524 | € 9,212,008 | € 9,207,017 | € 9,501,159 | ▲ 3% |
| Profit after taxes | € -156,397 | € 20,098 | € 40,222 | € -20,103 | ▼ € 60,326 |
| Equity | € 1,222,537 | € 155,564 | € 194,092 | € 172,294 | ▼ 11% |
| Total debts | € 6,076,682 | € 2,728,920 | € 2,672,213 | € 3,396,342 | ▲ 27% |
| Cash | € 320,774 | € 224,056 | € 129,249 | € 277,224 | ▲ 114% |
| Land & buildings | € 3,396,763 | - | - | - | |
| Retained profit | € 92,510 | € 112,608 | € 152,830 | € 132,726 | ▼ 13% |
| Bank debt | € 3,000,282 | € 1,022,356 | € 990,961 | € 872,377 | ▼ 12% |
| Balance sheet total | € 7,299,220 | € 2,884,484 | € 2,866,305 | € 3,568,636 | ▲ 25% |
| Employees (FTE) | 68.9 | 62.5 | 58.8 | 52.6 | ▼ 6.2 |
Key figures of TOITURES BERNARD, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to TOITURES BERNARD?
What happened at TOITURES BERNARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 20,103 (▼ € 60,326 vs 2024). Source: NBB ↗
- New establishment in Nivelles. KBO
- CHARLES LAMBRECHTS became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 156,397 loss in 2022 to € 20,103 loss in 2025.
Paid € 92,972 in corporate taxes since 2022.
Best year ever: 2024, with € 40,222 profit.
Pays suppliers within 118 days on average.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind TOITURES BERNARD is CHARLES LAMBRECHTS. CHARLES LAMBRECHTS is also behind GENELEX and LBCS HOLDING.
Directors
According to the 2025 annual accounts
since 2011
Establishments
Establishment units
Physical locations of this company
Rue du Bosquet 16
1400 Nivelles
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0836.251.351
- VAT number
- BE 0836.251.351
- Registered office
- Rue du Bosquet 16, 1400 Nivelles
- Names & denominations
- TOITURES BERNARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 May 2011
- Peppol
- Active · Active since 28 Nov 2025
- Activities · NACE
Dakwerkzaamheden
Overige gespecialiseerde bouwactiviteiten, neg
Overige gespecialiseerde bouwwerkzaamheden