Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 65 % of short-term debt in 2026; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 58.8 to 47.1.
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Figures corrected NBB
Corrected annual account filed for 2023.
Financials
Financial year 2026
TOITURES BERNARD from Nivelles, company number BE0836251351, closed financial year 2026 with a result of € 90,485 after tax. For that financial year TOITURES BERNARD recorded a gross margin of € 2.9 million and equity of € 261,085. Compared with financial year 2025, the result moved from € -20,103 to € 90,485. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 6, 2026.
€ 261,085
▲ 52% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 90,485
▲ still € 20,103 loss in 2025
Profit after tax over the fiscal year.
€ 70,020
▼ 75% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 223,212.
People and assets in 2026
47.1
▼ 5.5 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 2.5 million
▼ 7% vs 2025
€ 54,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 76,796
▼ 66% vs 2025
Of which on lease € 56,395.
Debts at end 2026
€ 801,591
▼ 8% vs 2025
€ 58,878 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1.3 million
▼ 44% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 150,043
▲ 18% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Revenue | € 9,212,008 | € 9,207,017 | € 9,501,159 | - | |
| Gross margin | - | - | - | € 2,852,144 | |
| Profit after taxes | € 20,098 | € 40,222 | € -20,103 | € 90,485 | ▲ € 110,589 |
| Equity | € 155,564 | € 194,092 | € 172,294 | € 261,085 | ▲ 52% |
| Total debts | € 2,728,920 | € 2,672,213 | € 3,396,342 | € 2,460,164 | ▼ 28% |
| Cash | € 224,056 | € 129,249 | € 277,224 | € 70,020 | ▼ 75% |
| Retained profit | € 112,608 | € 152,830 | € 132,726 | € 223,212 | ▲ 68% |
| Bank debt | € 1,022,356 | € 990,961 | € 872,377 | € 801,591 | ▼ 8% |
| Balance sheet total | € 2,884,484 | € 2,866,305 | € 3,568,636 | € 2,721,248 | ▼ 24% |
| Employees (FTE) | 62.5 | 58.8 | 52.6 | 47.1 | ▼ 5.5 |
Key figures of TOITURES BERNARD, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to TOITURES BERNARD?
What happened at TOITURES BERNARD in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 90,485. Source: NBB ↗
- New establishment in Nivelles. KBO
- CHARLES LAMBRECHTS became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 20,098 profit in 2023 to € 90,485 profit in 2026.
Paid € 136,493 in corporate taxes since 2023.
Best year ever: 2026, with € 90,485 profit.
On average € 60,600 of value added per employee in 2026.
Management
Behind TOITURES BERNARD is CHARLES LAMBRECHTS. CHARLES LAMBRECHTS is also behind GENELEX and LBCS HOLDING.
Directors
According to the 2026 annual accounts
since 2011
Establishments
Establishment units
Physical locations of this company
Rue du Bosquet 16
1400 Nivelles
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0836.251.351
- VAT number
- BE 0836.251.351
- Registered office
- Rue du Bosquet 16, 1400 Nivelles
- Names & denominations
- TOITURES BERNARD
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 13 May 2011
- Peppol
- Active · Active since 28 Nov 2025
- Activities · NACE
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