What does PATRIMOINE CONSULT do?

PATRIMOINE CONSULT is an insurance broker in Jurbise. Private Limited, started on 5 May 2011, 1 establishment.

What is the address of PATRIMOINE CONSULT?

The registered office of PATRIMOINE CONSULT is located at Rue des Prés(J) 38, 7050 Jurbise.

Is PATRIMOINE CONSULT still active?

Yes. According to the CBE (31 October 2026) PATRIMOINE CONSULT is active, legal situation “Normale toestand”, started on 5 May 2011.

Is PATRIMOINE CONSULT registered on Peppol?

Yes, PATRIMOINE CONSULT is registered on the Peppol network with ID 0208:0836151480.

What is the enterprise number of PATRIMOINE CONSULT?

The enterprise number of PATRIMOINE CONSULT is BE0836151480.

When was PATRIMOINE CONSULT founded?

PATRIMOINE CONSULT was founded on 5 May 2011.

Who are the directors of PATRIMOINE CONSULT?

According to the 2025 annual accounts, the directors of PATRIMOINE CONSULT are: Jean-François Caulier.

Is PATRIMOINE CONSULT a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 5 May 2011; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did PATRIMOINE CONSULT make in 2025?

PATRIMOINE CONSULT posted a profit after taxes of € 23,527 in financial year 2025.

What is the revenue of PATRIMOINE CONSULT?

As a small company, PATRIMOINE CONSULT is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 48,749.

PATRIMOINE CONSULT (Private Limited) - Jurbise

Dossier PATRIMOINE CONSULT, printed on 31 October 2026 from databakkes.be/en/0836151480/patrimoine-consult. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 38 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

PATRIMOINE CONSULT from Jurbise, company number BE0836151480, closed financial year 2025 with a result of € 23,527 after tax. For that financial year PATRIMOINE CONSULT recorded a gross margin of € 48,749 and equity of € 8,332. Compared with financial year 2024, the result moved from € -6,466 to € 23,527. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.

What it is worth Growing

€ 8,332

▲ € 23,527 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 23,527

▲ still € 6,466 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 1,679

▼ 63% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 2,132.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost estimate Staff cost at a one-person company Staff Only people on the payroll count here.€ 5,023 Likely the director’s social contribution or pension premium.The director’s pay Already netted into the gross margin, not shown separately in the accounts. Typical for one-person companies € 45,000 gross per year minimum for the reduced tax rate≈ € 2,100 net per month after contributions, tax and usually some benefits in kind, roughly Assumption based on the chart of accounts, not a figure from the source.

€ 5,023

No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.

Vehicles and equipment

€ 24,346

▼ 32% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 27,052

▼ 35% vs 2024

€ 13,136 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 3,950

▼ 21% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 512

▲ 267% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 19,234 Gross margin 2022: € 19,234 First fiscal year in the series	€ -2,748 Gross margin 2023: € -2,748 ▼ € 21,982 vs 2022 (€ 19,234) Unfavourable step	€ 14,962 Gross margin 2024: € 14,962 ▲ € 17,710 vs 2023 (€ -2,748) Favourable step	€ 48,749 Gross margin 2025: € 48,749 ▲ 226% vs 2024 (€ 14,962) Favourable step	▲ 226%
Profit after taxes	€ -2,730 Profit after taxes 2022: € -2,730 First fiscal year in the series	€ -28,499 Profit after taxes 2023: € -28,499 ▼ € 25,769 vs 2022 (€ -2,730) Unfavourable step	€ -6,466 Profit after taxes 2024: € -6,466 ▲ € 22,033 vs 2023 (€ -28,499) Favourable step	€ 23,527 Profit after taxes 2025: € 23,527 ▲ € 29,994 vs 2024 (€ -6,466) Favourable step	▲ € 29,994
Equity	€ 19,770 Equity 2022: € 19,770 First fiscal year in the series	€ -8,729 Equity 2023: € -8,729 ▼ € 28,499 vs 2022 (€ 19,770) Unfavourable step	€ -15,195 Equity 2024: € -15,195 ▼ € 6,466 vs 2023 (€ -8,729) Unfavourable step	€ 8,332 Equity 2025: € 8,332 ▲ € 23,527 vs 2024 (€ -15,195) Favourable step	▲ € 23,527
Total debts	€ 79,260 Total debts 2022: € 79,260 First fiscal year in the series	€ 110,197 Total debts 2023: € 110,197 ▲ 39% vs 2022 (€ 79,260) Unfavourable step	€ 118,091 Total debts 2024: € 118,091 ▲ 7% vs 2023 (€ 110,197) Unfavourable step	€ 116,546 Total debts 2025: € 116,546 ▼ 1% vs 2024 (€ 118,091) Favourable step	▼ 1%
Cash	€ 17,228 Cash 2022: € 17,228 First fiscal year in the series	-	€ 4,561 Cash 2024: € 4,561 First fiscal year in the series	€ 1,679 Cash 2025: € 1,679 ▼ 63% vs 2024 (€ 4,561) Unfavourable step	▼ 63%
Retained profit	€ 13,570 Retained profit 2022: € 13,570 First fiscal year in the series	€ -14,929 Retained profit 2023: € -14,929 ▼ € 28,499 vs 2022 (€ 13,570) Unfavourable step	€ -21,395 Retained profit 2024: € -21,395 ▼ € 6,466 vs 2023 (€ -14,929) Unfavourable step	€ 2,132 Retained profit 2025: € 2,132 ▲ € 23,527 vs 2024 (€ -21,395) Favourable step	▲ € 23,527
Bank debt	€ 67,849 Bank debt 2022: € 67,849 First fiscal year in the series	€ 64,606 Bank debt 2023: € 64,606 ▼ 5% vs 2022 (€ 67,849) Favourable step	€ 41,571 Bank debt 2024: € 41,571 ▼ 36% vs 2023 (€ 64,606) Favourable step	€ 27,052 Bank debt 2025: € 27,052 ▼ 35% vs 2024 (€ 41,571) Favourable step	▼ 35%
Balance sheet total	€ 99,030 Balance sheet total 2022: € 99,030 First fiscal year in the series	€ 101,468 Balance sheet total 2023: € 101,468 ▲ 2% vs 2022 (€ 99,030) Unchanged	€ 102,896 Balance sheet total 2024: € 102,896 ▲ 1% vs 2023 (€ 101,468) Unchanged	€ 124,878 Balance sheet total 2025: € 124,878 ▲ 21% vs 2024 (€ 102,896) Unchanged	▲ 21%

Key figures of PATRIMOINE CONSULT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PATRIMOINE CONSULT?

What happened at PATRIMOINE CONSULT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 8, 2026 New annual accounts for financial year 2025: profit of € 23,527. Source: NBB ↗
May 10, 2011 New establishment in Jurbise. KBO
May 5, 2011 Start of the company according to the CBE. KBO

In short

From € 2,730 loss in 2022 to € 23,527 profit in 2025.

Paid € 2,964 in corporate taxes since 2022.

Best year ever: 2025, with € 23,527 profit.

Original PDFs at the National Bank ↗

Management

Jean-François Caulier

PATRIMOINE CONSULT

ASSURFINANCE JEAN-FRANCOIS CAULIER

Behind PATRIMOINE CONSULT is Jean-François Caulier. Jean-François Caulier is also behind ASSURFINANCE JEAN-FRANCOIS CAULIER.

Directors

According to the 2025 annual accounts

Jean-François Caulier

Manager

Also active at: ASSURFINANCE JEAN-FRANCOIS CAULIER

Establishments

Establishment units

Physical locations of this company

Registered office

Rue des Prés(J) 38

7050 Jurbise

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0836.151.480
VAT number: BE 0836.151.480
Registered office: Rue des Prés(J) 38, 7050 Jurbise
Names & denominations: PATRIMOINE CONSULT
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 5 May 2011
Peppol: Active · Active since 13 Oct 2025
Contact: patrimoineconsult.be [email protected]
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗