Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
RUBO 15 from Sint-Genesius-Rode, company number BE0836149007, closed financial year 2025 with a result of € -72,400 after tax. For that financial year RUBO 15 recorded a gross margin of € 170,560 and equity of € 196,256. Compared with financial year 2024, the result moved from € 45,780 to € -72,400. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 10, 2026.
€ 196,256
▼ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -72,400
▼ still € 45,780 profit in 2024
Profit after tax over the fiscal year.
€ 16,107
▼ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 190,056.
People and assets in 2025
€ 7,916
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 440,159
▼ 19% vs 2024
€ 87,957 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 18,821
▼ 39% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,901
▼ 80% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 195,173 | € 173,279 | € 171,594 | € 170,560 | ▼ 1% |
| Profit after taxes | € 90,394 | € 46,487 | € 45,780 | € -72,400 | ▼ € 118,180 |
| Equity | € 179,655 | € 224,542 | € 268,656 | € 196,256 | ▼ 27% |
| Total debts | € 749,786 | € 629,470 | € 587,481 | € 525,110 | ▼ 11% |
| Cash | € 39,861 | € 53,999 | € 27,158 | € 16,107 | ▼ 41% |
| Land & buildings | € 565,963 | € 565,600 | € 534,158 | € 502,715 | ▼ 6% |
| Retained profit | € 173,455 | € 218,342 | € 262,456 | € 190,056 | ▼ 28% |
| Dividend | € 1,600 | € 1,600 | € 1,666 | € 0 | ▼ 100% |
| Bank debt | € 660,054 | € 593,464 | € 540,130 | € 440,159 | ▼ 19% |
| Balance sheet total | € 929,441 | € 854,013 | € 856,137 | € 721,366 | ▼ 16% |
Key figures of RUBO 15, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RUBO 15?
What happened at RUBO 15 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 72,400 (▼ € 118,180 vs 2024). filed late Source: NBB ↗
- New establishment in Sint-Genesius-Rode. KBO
- Start of the company according to the CBE. KBO
- Sandrine Boland became a director. NBB
- Matthieu Rutgers became a director. NBB
In short
From € 90,394 profit in 2023 to € 72,400 loss in 2025.
Paid € 59,900 in corporate taxes since 2023.
Best year ever: 2023, with € 90,394 profit.
Paid out € 4,866 in dividends to the owners in total.
Management
Behind RUBO 15 are Sandrine Boland and Matthieu Rutgers.
Directors
According to the 2025 annual accounts
Sandrine Boland
Director
since 2011
Matthieu Rutgers
Director
since 2011
Establishments
Establishment units
Physical locations of this company
Termeulenstraat 62
1640 Sint-Genesius-Rode
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0836.149.007
- VAT number
- BE 0836.149.007
- Registered office
- Termeulenstraat 62, 1640 Sint-Genesius-Rode
- Names & denominations
- RUBO 15
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 May 2011
- Peppol
- Active · Active since 2 Dec 2025
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