Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
M'ASSUR & INVEST from Namur, company number BE0835842268, closed financial year 2025 with a result of € 48,432 after tax. For that financial year M'ASSUR & INVEST recorded revenue of € 220,868 and equity of € 266,953. Compared with financial year 2024, the result moved from € 24,480 to € 48,432. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 15, 2026.
€ 266,953
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 48,432
▲ 98% vs 2024
Profit after tax over the fiscal year.
€ 8,973
▲ € 8,643 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 43,500 paid out
90 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 7,032
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 10,953
▼ 60% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 154,274
▼ 15% vs 2024
€ 28,194 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1,286
▼ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 31,832
▲ 161% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 141,238 | € 143,628 | € 171,465 | € 220,868 | ▲ 29% |
| Gross margin | € 64,645 | € 56,661 | € 64,665 | € 104,101 | ▲ 61% |
| Profit after taxes | € 16,591 | € 6,592 | € 24,480 | € 48,432 | ▲ 98% |
| Equity | € 238,094 | € 237,541 | € 262,021 | € 266,953 | ▲ 2% |
| Total debts | € 241,154 | € 215,993 | € 195,856 | € 187,592 | ▼ 4% |
| Cash | € 333 | € 801 | € 330 | € 8,973 | ▲ € 8,643 |
| Land & buildings | € 260,825 | € 249,135 | € 242,613 | € 241,000 | ▼ 1% |
| Retained profit | € 231,894 | € 231,341 | € 255,821 | € 260,753 | ▲ 2% |
| Dividend | € 0 | € 7,145 | € 0 | € 43,500 | |
| Bank debt | € 235,951 | € 209,041 | € 181,924 | € 154,274 | ▼ 15% |
| Balance sheet total | € 479,248 | € 453,534 | € 457,877 | € 454,545 | ▼ 1% |
Key figures of M'ASSUR & INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to M'ASSUR & INVEST?
What happened at M'ASSUR & INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 48,432 (▲ 98% vs 2024). filed late Source: NBB ↗
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,591 profit in 2022 to € 48,432 profit in 2025.
Paid € 34,668 in corporate taxes since 2022.
Best year ever: 2025, with € 48,432 profit.
Paid out € 50,645 in dividends to the owners in total.
A new publication or filing at M'ASSUR & INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind M'ASSUR & INVEST is Michaël Martin.
Directors
According to the 2025 annual accounts
Michaël Martin
Manager
Establishments
Establishment units
Physical locations of this company
Chaussée de Liège(JB) 524
5100 Namur
Chaussée de Liège(LI) 1007
5101 Namur
Active since 28 April 2011
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0835.842.268
- VAT number
- BE 0835.842.268
- Registered office
- Chaussée de Liège(JB) 524, 5100 Namur
- Names & denominations
- M'ASSUR & INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 2011
- Peppol
- Not registered
- Activities · NACE
Overige niet-gespecialiseerde detailhandel
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Organisatie van congressen en beurzen
Catering van evenementen
Beroepsopleiding
Handelsbemiddeling in de niet-gespecialiseerde groothandel