Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 9 % of short-term debt in 2025; threshold 65 %.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
IF Holding from Elsene, company number BE0835840288, closed financial year 2025 with a result of € 146,694 after tax. For that financial year IF Holding recorded a gross margin of € 187,184 and equity of € 284,990. Compared with financial year 2024, the result moved from € 173,163 to € 146,694. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 284,990
▲ 106% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 146,694
▼ 15% vs 2024
Profit after tax over the fiscal year.
€ 8,732
▲ € 8,435 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 34,990.
Debts at end 2025
€ 479,438
▼ 14% vs 2024
€ 80,425 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 16,940
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -33,135 | € -2,496 | € 190,483 | € 187,184 | ▼ 2% |
| Profit after taxes | € -59,535 | € -2,669 | € 173,163 | € 146,694 | ▼ 15% |
| Equity | € -32,197 | € -34,866 | € 138,297 | € 284,990 | ▲ 106% |
| Total debts | € 81,034 | € 834,866 | € 662,284 | € 563,742 | ▼ 15% |
| Cash | € 2 | - | € 297 | € 8,732 | ▲ € 8,435 |
| Retained profit | € -282,197 | € -284,866 | € -111,703 | € 34,990 | ▲ € 146,694 |
| Bank debt | € 1,111 | € 0 | € 556,522 | € 479,438 | ▼ 14% |
| Balance sheet total | € 48,837 | € 800,000 | € 800,580 | € 848,732 | ▲ 6% |
Key figures of IF Holding, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to IF Holding?
What happened at IF Holding in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Salvatore STANCAMPIANO stepped down as director. NBB
- Corentin LEPEUT stepped down as director. NBB
- Jean-François LEPEUT stepped down as director. NBB
- Florence MULLAERT stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 146,694 (▼ 15% vs 2024). Source: NBB ↗
- JAVAME SRL became a director. NBB
- Hugues BASTIN stepped down as director. NBB
- Salvatore STANCAMPIANO became a director. NBB
In short
From € 59,535 loss in 2022 to € 146,694 profit in 2025.
Paid € 16,942 in corporate taxes since 2022.
Best year ever: 2024, with € 173,163 profit.
A new publication or filing at IF Holding? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Director · represented by Arnaud NINANE
since 2026
Salvatore STANCAMPIANO
Director
since 2024 · until 2030
since 2024 · until 2030
since 2024 · until 2025
Florence MULLAERT
Director
since 2023 · until 2029
Jean-François LEPEUT
Director
Also active at: AOI, ACCOUNT UNITS, Groupe Action Immobilier, IXO FACTO, MANAGEMENT, CONSULTANCE, SERVICE et FORMATION
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
de Praeterestraat 12
1050 Elsene
Rue des Frères Poels, Dion-V. 7 box A
1325 Chaumont-Gistoux
Active since 18 July 2011
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0835.840.288
- VAT number
- BE 0835.840.288
- Registered office
- de Praeterestraat 12, 1050 Elsene
- Names & denominations
- IF Holding
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 April 2011
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
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