Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 44 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BAKKER VAN HOUT from Hamont-Achel, company number BE0834433788, closed financial year 2025 with a result of € -46,082 after tax. For that financial year BAKKER VAN HOUT recorded a gross margin of € 168,216 and equity of € 12,680. Compared with financial year 2024, the result moved from € 21,006 to € -46,082. The company made a loss. The buffer shrank hard: equity is 78 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 12,680
▼ 78% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -46,082
▼ still € 21,006 profit in 2024
Profit after tax over the fiscal year.
€ 45,494
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -5,920.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 181,487
▲ 14% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,166
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 72,876
▲ 30% vs 2024
€ 21,208 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 31,666
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,404
▲ 13% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 194,714 | € 218,712 | € 222,192 | € 168,216 | ▼ 24% |
| Profit after taxes | € 22,091 | € 19,546 | € 21,006 | € -46,082 | ▼ € 67,087 |
| Equity | € 68,211 | € 37,756 | € 58,762 | € 12,680 | ▼ 78% |
| Total debts | € 113,036 | € 154,361 | € 187,555 | € 167,379 | ▼ 11% |
| Cash | € 66,197 | € 70,316 | € 123,646 | € 45,494 | ▼ 63% |
| Retained profit | € -389 | € 19,156 | € 40,162 | € -5,920 | ▼ € 46,082 |
| Bank debt | € 57,679 | € 53,436 | € 56,058 | € 72,876 | ▲ 30% |
| Balance sheet total | € 181,247 | € 192,117 | € 246,317 | € 180,059 | ▼ 27% |
Key figures of BAKKER VAN HOUT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BAKKER VAN HOUT?
What happened at BAKKER VAN HOUT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 46,082 (▼ € 67,087 vs 2024). filed late Source: NBB ↗
- Wendy Bernaerts became a director. NBB
- New establishment in Hamont-Achel. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,091 profit in 2022 to € 46,082 loss in 2025.
Paid € 19,980 in corporate taxes since 2022.
Best year ever: 2022, with € 22,091 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BAKKER VAN HOUT is Wendy Bernaerts.
Directors
According to the 2025 annual accounts
Wendy Bernaerts
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Stad 33
3930 Hamont-Achel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0834.433.788
- VAT number
- BE 0834.433.788
- Registered office
- Stad 33, 3930 Hamont-Achel
- Names & denominations
- BAKKER VAN HOUT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 March 2011
- Peppol
- Active · Active since 25 Nov 2025
- Contact
- bakkervanhout.be
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Industriële vervaardiging van brood en van vers banketbakkerswerk
Overige detailhandel in voedingsmiddelen, neg
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Detailhandel in brood en banketbakkerswerk (koude bakkers)
Detailhandel in chocolade en suikerwerk
Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.