Financials
Financial year 2025
FINURSE from Hotton, company number BE0834236028, closed financial year 2025 with a result of € 98,490 after tax. For that financial year FINURSE recorded a gross margin of € 259,209 and equity of € 160,235. Compared with financial year 2024, the result moved from € 20,932 to € 98,490. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 27, 2026.
€ 160,235
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 98,490
▲ € 77,558 vs 2024
Profit after tax over the fiscal year.
€ 52,250
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 87,500 paid out
89 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 7,222
▲ 124% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 426,782
▲ 17% vs 2024
€ 79,638 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 4,109
▼ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,864
▲ 129% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 109,630 | € 163,781 | € 115,524 | € 259,209 | ▲ 124% |
| Profit after taxes | € 24,627 | € 73,412 | € 20,932 | € 98,490 | ▲ € 77,558 |
| Equity | € 79,187 | € 142,598 | € 149,245 | € 160,235 | ▲ 7% |
| Total debts | € 344,682 | € 287,014 | € 402,215 | € 557,423 | ▲ 39% |
| Cash | € 37,321 | € 45,213 | € 51,184 | € 52,250 | ▲ 2% |
| Land & buildings | - | - | € 84,546 | € 144,822 | ▲ 71% |
| Retained profit | € 72,987 | € 136,398 | € 143,045 | € 154,035 | ▲ 8% |
| Dividend | € 9,000 | € 10,000 | € 14,286 | € 87,500 | ▲ € 73,214 |
| Bank debt | € 304,770 | € 241,510 | € 364,254 | € 426,782 | ▲ 17% |
| Balance sheet total | € 423,868 | € 429,613 | € 551,460 | € 717,658 | ▲ 30% |
Key figures of FINURSE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINURSE?
What happened at FINURSE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 98,490 (▲ € 77,558 vs 2024). filed late Source: NBB ↗
- New establishment in Hotton. KBO
- Start of the company according to the CBE. KBO
- Raphaël Van Laere became a director. NBB
In short
From € 24,627 profit in 2022 to € 98,490 profit in 2025.
Paid € 96,950 in corporate taxes since 2022.
Best year ever: 2025, with € 98,490 profit.
Paid out € 120,786 in dividends to the owners in total.
Management
Behind FINURSE is Raphaël Van Laere. It owns 16% of LBLH Protect SRL itself.
Directors
According to the 2025 annual accounts
since 2011
Establishments
Establishment units
Physical locations of this company
Rue des Monts,Werpin 71
6990 Hotton
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0834.236.028
- VAT number
- BE 0834.236.028
- Registered office
- Rue des Monts,Werpin 71, 6990 Hotton
- Names & denominations
- FINURSE · Groupe LBLH - Raphaël VAN LAERE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 March 2011
- Peppol
- Active · Active since 3 Nov 2025
- Contact
- [email protected] 0472/480644
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg
Rechtstreekse verzekeringsverrichtingen niet-leven
Rechtstreekse verzekeringsverrichtingen leven
Activiteiten van gemengde verzekeringsondernemingen, overwegend leven