Active · per the CBE, 29 October 2026

LBLH Protect

BE0680396008

Rechtspersoon Private limited company 3 establishments

LBLH Protect is an insurance broker in Wanze. Private Limited, started on 24 August 2017, 3 establishments.

Chaussée de Waremme(ANT) 183, 4520 Wanze

Behind the company: GROUPE LBLH - JAMAL LALAOUÎ SRL, FINURSE SRL, Christophe Piroton, GROUPE LBLH DANY LEPORCQ.

Active for

9 year, 2 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Negative equity NBB

    More debt than assets in 3 of the last 4 fiscal years.

  • Tight liquidity NBB

    Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

LBLH Protect from Wanze, company number BE0680396008, closed financial year 2025 with a result of € -149,142 after tax. For that financial year LBLH Protect recorded a gross margin of € 1 million and equity of € -114,815. Compared with financial year 2024, the result moved from € 188,767 to € -149,142. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Caution

€ -114,815

▼ € 149,142 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -149,142

▼ still € 188,767 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 38,844

▼ 52% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -154,815.

People and assets in 2025

Wage cost

€ 707,780

▲ 20% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 63,749

▲ € 48,606 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 6 years to go

€ 2.6 million

▼ 5% vs 2024

€ 442,532 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.

Owed to suppliers

€ 60,365

▼ 44% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 92,200

▼ 7% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 90,527 € 166,754 € 1,231,830 € 1,047,228 ▼ 15%
Profit after taxes € -70,376 € 44,881 € 188,767 € -149,142 ▼ € 337,909
Equity € -70,779 € -25,898 € 34,327 € -114,815 ▼ € 149,142
Total debts € 2,406,679 € 3,494,751 € 3,135,697 € 3,032,412 ▼ 3%
Cash € 32,389 € 58,691 € 81,070 € 38,844 ▼ 52%
Retained profit € -110,779 € -65,898 € -5,673 € -154,815 ▼ € 149,142
Dividend € 0 € 0 € 128,543 € 0 ▼ 100%
Bank debt € 2,096,298 € 2,893,921 € 2,756,431 € 2,628,708 ▼ 5%
Balance sheet total € 2,335,900 € 3,468,853 € 3,170,023 € 2,917,597 ▼ 8%

Key figures of LBLH Protect, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to LBLH Protect?

What happened at LBLH Protect in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: loss of € 149,142 (▼ € 337,909 vs 2024). filed late Source: NBB ↗
  • GROUPE LBLH - JAMAL LALAOUÎ SRL became a director. NBB
  • FINURSE SRL became a director. NBB
  • GROUPE LBLH DANY LEPORCQ became a director. NBB
  • Christophe Piroton became a director. NBB
  • New establishment in Wanze. KBO
  • New establishment in Thuin. KBO
  • New establishment in Namur. KBO

In short

From € 70,376 loss in 2022 to € 149,142 loss in 2025.

Paid € 70,388 in corporate taxes since 2022.

Best year ever: 2024, with € 188,767 profit.

Paid out € 128,543 in dividends to the owners in total.

Management

The stake of GROUPE LBLH DANY LEPORCQ, FINURSE, ASPEE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

LBLH Protect

Behind LBLH Protect are GROUPE LBLH - JAMAL LALAOUÎ SRL, FINURSE SRL, Christophe Piroton and GROUPE LBLH DANY LEPORCQ. The shares are held by GROUPE LBLH DANY LEPORCQ (17%), FINURSE (16%) and ASPEE (10%).

Directors

According to the 2025 annual accounts

GROUPE LBLH - JAMAL LALAOUÎ SRL

Director · represented by Jamal LALAOUI

since 2025

FINURSE SRL

Director · represented by Raphaël VAN LAERE

Also active at: Groupe LBLH - EB Consult

since 2025

Christophe Piroton

Director

since 2024

GROUPE LBLH DANY LEPORCQ

Director · represented by Dany LEPORCQ

Also active at: Groupe LBLH - EB Consult

since 2025

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Chaussée de Waremme(ANT) 183

4520 Wanze

2.268.395.676

Rue de Velaine(EP) 11 box A

5101 Namur

Active since 24 August 2017

2.347.532.335

Rue du Moustier(THN) 11 box 2

6530 Thuin

Active since 1 July 2023

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0680.396.008
VAT number
BE 0680.396.008
Registered office
Chaussée de Waremme(ANT) 183, 4520 Wanze
Names & denominations
LBLH Protect
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
24 August 2017
Peppol
Active · Active since 19 Mar 2025
Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg

Rechtstreekse verzekeringsverrichtingen niet-leven

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Rechtstreekse verzekeringsverrichtingen leven

Activiteiten van gemengde verzekeringsondernemingen, overwegend leven

Frequently asked questions

What does LBLH Protect do?
LBLH Protect is an insurance broker in Wanze. Private Limited, started on 24 August 2017, 3 establishments.
What is the address of LBLH Protect?
The registered office of LBLH Protect is located at Chaussée de Waremme(ANT) 183, 4520 Wanze.
Is LBLH Protect still active?
Yes. According to the CBE (29 October 2026) LBLH Protect is active, legal situation “Normale toestand”, started on 24 August 2017.
Is LBLH Protect registered on Peppol?
Yes, LBLH Protect is registered on the Peppol network with ID 0208:0680396008.
What is the enterprise number of LBLH Protect?
The enterprise number of LBLH Protect is BE0680396008.
When was LBLH Protect founded?
LBLH Protect was founded on 24 August 2017.