Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Shrinking team NBB
FTE fell two years in a row, from 3.5 to 0.
Financials
Financial year 2025
JAGO CONSTRUCT from Kalmthout, company number BE0834136454, closed financial year 2025 with a result of € -44,057 after tax. For that financial year JAGO CONSTRUCT recorded a gross margin of € 25,608 and equity of € 628,566. Compared with financial year 2024, the result moved from € -60,330 to € -44,057. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 24, 2026.
€ 628,566
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -44,057
▲ 27 % less loss than in 2024
Profit after tax over the fiscal year.
€ 213,029
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 509,966.
People and assets in 2025
0
▼ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 46,382
▲ 91% vs 2024
Of which on lease € 15,472.
Debts at end 2025
€ 620,843
▲ 13% vs 2024
€ 57,678 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 1,470
▼ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,844
▲ 9% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 514,268 | € 701,737 | € 193,024 | € 25,608 | ▼ 87% |
| Profit after taxes | € 124,752 | € 275,497 | € -60,330 | € -44,057 | ▲ € 16,273 |
| Equity | € 655,678 | € 732,953 | € 672,623 | € 628,566 | ▼ 7% |
| Total debts | € 790,875 | € 1,164,845 | € 565,981 | € 638,236 | ▲ 13% |
| Cash | € 290,065 | € 230,149 | € 450,361 | € 213,029 | ▼ 53% |
| Land & buildings | € 726,006 | € 695,447 | € 666,852 | € 783,319 | ▲ 17% |
| Retained profit | € 537,078 | € 614,353 | € 554,023 | € 509,966 | ▼ 8% |
| Dividend | € 17,885 | € 198,221 | € 0 | € 0 | |
| Bank debt | € 698,766 | € 929,015 | € 550,515 | € 620,843 | ▲ 13% |
| Balance sheet total | € 1,446,552 | € 1,897,798 | € 1,238,604 | € 1,266,801 | ▲ 2% |
| Employees (FTE) | 4 | 3.5 | 1.5 | 0 | ▼ 1.5 |
Key figures of JAGO CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to JAGO CONSTRUCT?
What happened at JAGO CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 44,057. Source: NBB ↗
- VAN LAERHOVEN BV became a director. NBB
- Franciscus Van Laerhoven became a director. NBB
- New establishment in Kalmthout. KBO
- Start of the company according to the CBE. KBO
In short
From € 124,752 profit in 2022 to € 44,057 loss in 2025.
Paid € 135,456 in corporate taxes since 2022.
Best year ever: 2023, with € 275,497 profit.
On average € 128,700 of value added per employee in 2024.
Management
The stake of VAN LAERHOVEN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
JAGO CONSTRUCTBehind JAGO CONSTRUCT are VAN LAERHOVEN BV and Franciscus Van Laerhoven. The shares are held by VAN LAERHOVEN (100%).
Directors
According to the 2025 annual accounts
since 2025
since 2025
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Galgenheiken(C) 14
2920 Kalmthout
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0834.136.454
- VAT number
- BE 0834.136.454
- Registered office
- Galgenheiken(C) 14, 2920 Kalmthout
- Names & denominations
- JAGO CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 February 2011
- Peppol
- Active · Active since 31 Aug 2023
- Activities · NACE
Vervaardiging van ander schrijn- en timmerwerk
Groothandel in overige bouwmaterialen
Schrijnwerk
Vervaardiging van kunststofartikelen voor de bouw
Verhuur en lease van machines en installaties voor de bouwnijverheid en de weg- en waterbouw
Overige gespecialiseerde bouwactiviteiten, neg
Vervaardiging van metalen deuren en vensters
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
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