What does CONSTRUCT S & D do?

CONSTRUCT S & D is registered with the CBE as active in: Vervaardiging van stortklare beton. Private Limited, started on 28 February 2011, 2 establishments.

What is the address of CONSTRUCT S & D?

The registered office of CONSTRUCT S & D is located at Rue du Chaumonceau 193 box 1, 6040 Charleroi.

Is CONSTRUCT S & D still active?

Yes. According to the CBE (3 October 2026) CONSTRUCT S & D is active, legal situation “Normale toestand”, started on 28 February 2011.

Is CONSTRUCT S & D registered on Peppol?

Yes, CONSTRUCT S & D is registered on the Peppol network with ID 0208:0834108740.

What is the enterprise number of CONSTRUCT S & D?

The enterprise number of CONSTRUCT S & D is BE0834108740.

When was CONSTRUCT S & D founded?

CONSTRUCT S & D was founded on 28 February 2011.

Who are the directors of CONSTRUCT S & D?

According to the 2025 annual accounts, the directors of CONSTRUCT S & D are: Chantal DEBRUYNE, Stéphan ZASTAVNI.

Is CONSTRUCT S & D a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 28 February 2011; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did CONSTRUCT S & D make in 2025?

CONSTRUCT S & D recorded a loss after taxes of € 188,433 in financial year 2025.

What is the revenue of CONSTRUCT S & D?

As a small company, CONSTRUCT S & D is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € -81,066.

CONSTRUCT S & D (Private Limited) - Charleroi

Dossier CONSTRUCT S & D, printed on 3 October 2026 from databakkes.be/en/0834108740/construct-s-d. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 1 of the last 4 fiscal years.

Financials

Financial year 2025

CONSTRUCT S & D from Charleroi, company number BE0834108740, closed financial year 2025 with a result of € -188,433 after tax. For that financial year CONSTRUCT S & D recorded a gross margin of € -81,066 and equity of € -75,397. Compared with financial year 2024, the result moved from € 45,251 to € -188,433. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Caution

€ -75,397

▼ € 188,433 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -188,433

▼ still € 45,251 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 200,759

▲ € 177,465 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -93,997.

People and assets in 2025

Vehicles and equipment

€ 43,339

▲ 58% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 35,092

▼ 36% vs 2024

€ 11,628 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 88,673

▲ 38% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 25,078

▼ 57% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 145,553 Gross margin 2022: € 145,553 First fiscal year in the series	€ 38,988 Gross margin 2023: € 38,988 ▼ 73% vs 2022 (€ 145,553) Unfavourable step	€ 118,846 Gross margin 2024: € 118,846 ▲ 205% vs 2023 (€ 38,988) Favourable step	€ -81,066 Gross margin 2025: € -81,066 ▼ € 199,912 vs 2024 (€ 118,846) Unfavourable step	▼ € 199,912
Profit after taxes	€ 47,101 Profit after taxes 2022: € 47,101 First fiscal year in the series	€ -7,925 Profit after taxes 2023: € -7,925 ▼ € 55,026 vs 2022 (€ 47,101) Unfavourable step	€ 45,251 Profit after taxes 2024: € 45,251 ▲ € 53,176 vs 2023 (€ -7,925) Favourable step	€ -188,433 Profit after taxes 2025: € -188,433 ▼ € 233,684 vs 2024 (€ 45,251) Unfavourable step	▼ € 233,684
Equity	€ 75,709 Equity 2022: € 75,709 First fiscal year in the series	€ 67,784 Equity 2023: € 67,784 ▼ 10% vs 2022 (€ 75,709) Unfavourable step	€ 113,035 Equity 2024: € 113,035 ▲ 67% vs 2023 (€ 67,784) Favourable step	€ -75,397 Equity 2025: € -75,397 ▼ € 188,433 vs 2024 (€ 113,035) Unfavourable step	▼ € 188,433
Total debts	€ 244,845 Total debts 2022: € 244,845 First fiscal year in the series	€ 208,197 Total debts 2023: € 208,197 ▼ 15% vs 2022 (€ 244,845) Favourable step	€ 206,279 Total debts 2024: € 206,279 ▼ 1% vs 2023 (€ 208,197) Favourable step	€ 462,499 Total debts 2025: € 462,499 ▲ 124% vs 2024 (€ 206,279) Unfavourable step	▲ 124%
Cash	€ 39,469 Cash 2022: € 39,469 First fiscal year in the series	€ 20,017 Cash 2023: € 20,017 ▼ 49% vs 2022 (€ 39,469) Unfavourable step	€ 23,294 Cash 2024: € 23,294 ▲ 16% vs 2023 (€ 20,017) Favourable step	€ 200,759 Cash 2025: € 200,759 ▲ € 177,465 vs 2024 (€ 23,294) Favourable step	▲ € 177,465
Retained profit	€ 57,109 Retained profit 2022: € 57,109 First fiscal year in the series	€ 49,184 Retained profit 2023: € 49,184 ▼ 14% vs 2022 (€ 57,109) Unfavourable step	€ 94,435 Retained profit 2024: € 94,435 ▲ 92% vs 2023 (€ 49,184) Favourable step	€ -93,997 Retained profit 2025: € -93,997 ▼ € 188,433 vs 2024 (€ 94,435) Unfavourable step	▼ € 188,433
Bank debt	€ 52,157 Bank debt 2022: € 52,157 First fiscal year in the series	€ 37,860 Bank debt 2023: € 37,860 ▼ 27% vs 2022 (€ 52,157) Favourable step	€ 54,499 Bank debt 2024: € 54,499 ▲ 44% vs 2023 (€ 37,860) Unfavourable step	€ 35,092 Bank debt 2025: € 35,092 ▼ 36% vs 2024 (€ 54,499) Favourable step	▼ 36%
Balance sheet total	€ 320,554 Balance sheet total 2022: € 320,554 First fiscal year in the series	€ 275,981 Balance sheet total 2023: € 275,981 ▼ 14% vs 2022 (€ 320,554) Unchanged	€ 319,314 Balance sheet total 2024: € 319,314 ▲ 16% vs 2023 (€ 275,981) Unchanged	€ 387,102 Balance sheet total 2025: € 387,102 ▲ 21% vs 2024 (€ 319,314) Unchanged	▲ 21%

Key figures of CONSTRUCT S & D, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CONSTRUCT S & D?

What happened at CONSTRUCT S & D in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: loss of € 188,433 (▼ € 233,684 vs 2024). filed late Source: NBB ↗
May 1, 2023 New establishment in Fosses-la-Ville. KBO
Jan 11, 2012 New establishment in Charleroi. KBO
Feb 28, 2011 Start of the company according to the CBE. KBO

In short

From € 47,101 profit in 2022 to € 188,433 loss in 2025.

Paid € 51,181 in corporate taxes since 2022.

Best year ever: 2022, with € 47,101 profit.

Original PDFs at the National Bank ↗

A new publication or filing at CONSTRUCT S & D? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Chantal DEBRUYNE Stéphan ZASTAVNI

CONSTRUCT S & D

Behind CONSTRUCT S & D are Chantal DEBRUYNE and Stéphan ZASTAVNI.

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Directors

According to the 2025 annual accounts

Chantal DEBRUYNE

Director

Stéphan ZASTAVNI

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Chaumonceau 193 box 1

6040 Charleroi

2.205.553.831

Rue du Chaumonceau 193

6040 Charleroi

Active since 11 January 2012

2.343.663.619

Rue du Try-al-Hutte 6

5070 Fosses-la-Ville

Active since 1 May 2023

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0834.108.740

VAT number

BE 0834.108.740

Registered office

Rue du Chaumonceau 193 bus 1, 6040 Charleroi

Names & denominations

CONSTRUCT S & D

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

28 February 2011

Peppol

Active · Active since 28 Nov 2025

Activities · NACE

Vervaardiging van stortklare beton

Algemene bouw van residentiële gebouwen

View on CBE Public ↗ Annual accounts (NBB) ↗

CONSTRUCT S & D

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Financials

What happened to CONSTRUCT S & D?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions